Fitness studios and gyms face high risks when clients push their physical limits. If a customer suffers a weight-lifting injury, or slips on a treadmill, you could face a lawsuit. Business insurance can cover legal costs and medical bills, and helps you fulfill the requirements of state laws and leases.
These insurance policies cover the most common risks in the fitness industry.
A general liability insurance policy covers basic third-party risks, such as slip-and-fall injuries at your gym or fitness club. A commercial landlord might require this coverage.
A BOP bundles commercial property insurance and general liability coverage at a discount. It covers legal costs from customer accidents as well as business property damage.
Professional liability coverage helps pay for legal costs if a client claims that a personal training session at your gym caused an injury. It's sometimes referred to as errors and omissions insurance.
Most states require workers' comp for gyms and fitness centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your gym or fitness center. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your fitness center recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection..
Small business insurance provides the support you need for heavy lifting.
On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices.
No matter what big roles your small business has, this is probably the easiest box you can check.
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Insureon. Protection is peace of mind.
It's easy to get fitness center and gym insurance if you have your company information on hand. Our application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right commercial insurance for your fitness business, whether you work independently or hire employees.