Your goal is to improve your clients' fitness, but with exercise comes the risk of injury. If a client claims that a dance move caused an ankle sprain or torn meniscus, the result could be a lawsuit. Zumba insurance for your small studio can cover financial losses related to injuries, fires, and theft.
Insureon helps Zumba instructors find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These insurance policies cover the common risks of dance fitness classes.
A general liability insurance policy covers third-party accidents, such as a person who slips and breaks a wrist during a Zumba class. Bundle it with property insurance for savings in a BOP.
A business owner's policy, or BOP, bundles commercial property insurance and general liability coverage at a discount. Small Zumba fitness studios are usually eligible.
This Zumba instructor liability insurance covers legal fees if a client blames you for an injury. It’s sometimes called errors and omissions insurance or professional indemnity insurance.
Most states require workers' comp for Zumba studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your Zumba studio. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your Zumba company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection. Small business insurance provides the support you need for heavy lifting. On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices. No matter what big roles your small business has, this is probably the easiest box you can check. Start your application now. Get your policy same day, and smash those goals. Insureon. Protection is peace of mind.
A Zumba instructor who works independently will pay less for insurance than a large Zumba studio.
Factors that affect premiums include:
It's easy to get Zumba instructor insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your Zumba studio, whether you work independently or hire employees.