Your goal is to improve your clients' fitness, but with exercise comes the risk of injury. If a client claims that a dance move caused an ankle sprain or torn meniscus, the result could be a lawsuit. Zumba insurance for your small studio can cover financial losses related to injuries, fires, and theft.
Insureon helps Zumba instructors find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These insurance policies cover the common risks of dance fitness classes.
A business owner's policy, or BOP, bundles commercial property insurance and general liability coverage at a discount. Small Zumba fitness studios are usually eligible.
A general liability insurance policy covers third-party accidents, such as a person who slips and breaks a wrist during a Zumba class. Bundle it with property insurance for savings in a BOP.
Most states require workers' comp for Zumba studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This Zumba instructor liability insurance covers legal fees if a client blames you for an injury. It’s sometimes called errors and omissions insurance or professional indemnity insurance.
A Zumba instructor who works independently will pay less for insurance than a large Zumba studio.
Factors that affect premiums include:
It's easy to get Zumba instructor insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your Zumba studio, whether you work independently or hire employees.