Business Insurance for Zumba Instructors

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Fitness Instructor

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Several people working out in a Zumba class.

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Save money by comparing insurance quotes for Zumba instructors

If a client claims that a dance move caused injury, your business could face a lawsuit. Insurance for Zumba instructors covers costs related to client injuries, property damage, and more.

Two people in tank tops in a Zumba studio.

One application, multiple quotes

Insureon helps Zumba instructors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do Zumba instructors need?

These policies provide coverage for common risks faced by Zumba trainers.

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for a Zumba instructor.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common Zumba risks, such as a smartphone dropping out of a client’s pocket and breaking during a session. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Most states require workers' comp for Zumba studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Professional liability insurance for Zumba instructors can cover legal expenses if a client claims that improper instruction or negligence led to an injury.

BEST FOR

Accusations of negligence
Cancelled classes or missed appointments
Claims that a Zumba session caused injury

Looking for different coverage? See more policies.

Why do Zumba instructors need insurance?

Just as you protect your clients’ health through aerobic exercise and Latin dance, you also need to shield your small business. Zumba instructor insurance can help cover costs when dealing with lawsuits over alleged training injuries, property damage, and other risks unique to Zumba.

How much does insurance cost for sports and fitness professionals?

Fitness professional in a tank top calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Sports and fitness services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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