These insurance policies cover common risks for data centers.
Tech E&O covers legal expenses related to your work performance, such as a client who sues over a data center outage. It's also referred to as professional liability insurance.
This policy helps data centers financially survive data breaches and cyberattacks. It's strongly recommended for any business that handles personal information.
This policy covers basic data center business risks, such as accidental damage to a client's property. It's often required for a commercial lease.
Fidelity bonds compensate your clients if an employee at your data center steals from them or commits fraud. Your clients might require you to purchase a bond.
Most states require workers' comp for data centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers the cost of an accident involving a vehicle owned by your data center. Most states require this coverage for business-owned vehicles.
It's easy to get business insurance for data centers if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your data center, whether you work independently or hire employees.
Even with IT infrastructure redundancies and careful risk management, it’s impossible to eliminate every vulnerability. Depending on the specifics of your data center, you may want to consider additional policies, such as:
When buying tech E&O and cyber insurance, you may come across the following terms:
You can typically add first-party cyber coverage to your general liability insurance or business owner's policy. Third-party cyber coverage is included in tech E&O insurance, which bundles cyber insurance with errors and omissions insurance.
The insurance industry has a wide range of pricing for the same policies, which is why it's important to shop around. You can start by comparing free business insurance quotes with Insureon.
Our licensed insurance agents can help make sure you get the right, most affordable coverage for your data center. Most small businesses can get insured and download a certificate of insurance within hours of applying for quotes.