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Business Insurance for IT Project Managers
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IT Project Management and Business Consulting
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Why do IT project managers need business insurance?
IT project managers are responsible for the success of a project, and can take the blame when something goes wrong. E&O insurance covers legal costs if a client sues over a missed deadline or poor results. Other policies help pay for workplace injuries, data breaches, and common accidents.
One application, multiple quotes
With Insureon, IT project managers can compare insurance quotes from top U.S. providers. One easy online application is all it takes.
Got questions? A licensed insurance agent is on hand to answer questions about your unique insurance needs.
What types of insurance do IT project managers need?
These insurance policies cover common risks of IT project management.
Technology errors and omissions insurance
This insurance for professional services protects against legal fees related to work performance. It's also called tech E&O or professional liability insurance.
BEST FOR
- Failed initiatives
- Deviation from project plans
- Accusations of negligence
Cyber liability insurance
This policy helps IT project managers survive data breaches and cyberattacks by helping to pay for recovery expenses. It's recommended for any business that handles sensitive data.
BEST FOR
- Customer notification expenses
- Fraud monitoring services
- Data breach investigations
Fidelity bonds
Fidelity bonds compensate project management businesses and their clients for employee theft and fraud. They are sometimes required by client contracts.
BEST FOR
- Unlawful data access by an employee
- Unauthorized money transfers
- Other employee theft or fraud
General liability insurance
This policy covers basic IT project manager risks, such as client injuries. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
BEST FOR
- Third-party bodily injury
- Third-party property damage
- Libel and other advertising injuries
Workers’ compensation insurance
Most states require workers' comp for IT project management businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Legal costs from employee injuries
Commercial auto insurance
This policy covers the cost of accidents involving a company car that belongs to a project management business. Most states require it for business-owned vehicles.
BEST FOR
- Auto accidents
- Vehicle theft and vandalism
- Other damage to the vehicle
Looking for different coverage? See more policies.
How much does technology business insurance cost?
A startup with only a few employees will pay less for insurance than a large tech company.
Factors that affect premiums include:
- Services offered
- Business property and equipment
- Business revenue
- Types of small business insurance purchased
- Policy limits and deductibles
How do I get project manager insurance?
It's easy to get IT project manager business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage that fits your business, whether you work as an independent professional project manager (PMP) or as part of a corporate project team.
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