Business Insurance for IT Project Managers

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IT Project Management and Business Consulting

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Why do IT project managers need business insurance?

IT project managers are responsible for the success of a project, and can take the blame when something goes wrong. E&O insurance covers legal costs if a client sues over a missed deadline or poor results. Other policies help pay for workplace injuries, data breaches, and common accidents.

IT project managers working at laptops and a whiteboard.

One application, multiple quotes

With Insureon, IT project managers can compare insurance quotes from top U.S. providers. One easy online application is all it takes.

Got questions? A licensed insurance agent is on hand to answer questions about your unique insurance needs.

What types of insurance do IT project managers need?

These insurance policies cover common risks of IT project management.

Errors and omissions insurance

This insurance for professional services protects against legal fees related to work performance. It's also called E&O or professional liability insurance.

BEST FOR

Failed initiatives
Deviation from project plans
Accusations of negligence

Cyber liability insurance

This policy helps IT project managers survive data breaches and cyberattacks by helping to pay for recovery expenses. It's recommended for any business that handles sensitive data.

BEST FOR

Customer notification expenses
Fraud monitoring services
Data breach investigations

Fidelity bonds

Fidelity bonds compensate project management businesses and their clients for employee theft and fraud. They are sometimes required by client contracts.

BEST FOR

Unlawful data access by an employee
Unauthorized money transfers
Other employee theft or fraud

General liability insurance

This policy covers basic IT project manager risks, such as client injuries. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

BEST FOR

Third-party bodily injury
Third-party property damage
Libel and other advertising injuries

Workers’ compensation insurance

Most states require workers' comp for IT project management businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Legal costs from employee injuries

Commercial auto insurance

This policy covers the cost of accidents involving a company car that belongs to a project management business. Most states require it for business-owned vehicles.

BEST FOR

Auto accidents
Vehicle theft and vandalism
Other damage to the vehicle

Looking for different coverage? See more policies.

How much does technology business insurance cost?

A startup with only a few employees will pay less for insurance than a large tech company.

Factors that affect premiums include:

Services offered
Business property and equipment
Business revenue
Types of small business insurance purchased
Policy limits and deductibles

View Costs

How do I get project manager insurance?

It's easy to get IT project manager business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage that fits your business, whether you work as an independent professional project manager (PMP) or as part of a corporate project team.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant