Business Insurance for Technical Writers

Technical Writing
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Why do technical writers need insurance?

An error in a user guide could have enormous repercussions if it hurts your client's business. Business insurance for copywriters provides financial protection against lawsuits, property damage, and injuries.

Technical writer composing technical copy for a product.
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Choose the best rate and coverage

Insureon helps technical writers compare insurance quotes from top U.S. carriers online. Fill out one application to get multiple quotes.

What types of insurance do technical writers need?

These insurance policies cover common risks of technical writing.

Errors and omissions insurance icon

Technology errors and omissions insurance

Technology E&O, also called professional liability insurance, covers legal costs related to your work performance. You can often add intellectual property and media liability coverage.

BEST FOR
  • Missed deadlines
  • Misquoting a subject matter expert
  • Errors in a technical document
Cyber insurance icon

Cyber insurance

This policy helps technical writers get back on their feet after a cyberattack or data breach. It covers the cost of recovering from a breach, such as notifying affected clients.

BEST FOR
  • Customer notification expenses
  • Fraud monitoring services
  • Data breach investigations
General liability insurance icon

General liability insurance

This insurance covers basic technical writing business risks, such as a client tripping in your office. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel and other advertising injuries
Fidelity bond icon

Fidelity bonds

Fidelity bonds, also called employee dishonesty bonds, compensate your clients if one of your employees steals from them. They're often required by client contracts.

BEST FOR
  • Employee fraud
  • Unauthorized money transfers
  • Other employee theft
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for businesses that have technical writers. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Disability benefits
  • Work injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and legal expenses in an auto accident. It's required for business-owned vehicles.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

IT business owner makes calculations on a tablet.

A technical writer who works on their own will pay lower premiums than a company with a dozen team members.

Factors that affect insurance pricing include:

  • Years of experience in the business
  • Business equipment and property
  • Business revenue
  • Types of small business insurance purchased
  • Policy limits and deductibles
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How do I get technical writer insurance?

It's easy to get technical writing business insurance coverage if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your technical writing business, whether you work independently or hire employees.

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