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Why do network security businesses need insurance?
If a client blames you for failing to prevent a data breach, you could find yourself in a costly legal battle. Commercial insurance covers unexpected costs from cyberattacks, lawsuits, and other network security industry risks.
Find the right coverage
Insureon helps network security companies find insurance that matches your specific needs.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
What types of insurance do network security companies need?
These policies provide coverage for common network security business risks.
Technology errors and omissions insurance
Technology E&O, also called professional liability insurance, can cover lawsuits related to work errors, such as a security gap. You can often add intellectual property and media liability coverage.
BEST FOR
- Failure to deliver promised security services
- Missed network security updates
- Work errors and oversights
Cyber insurance
A cyber liability insurance policy covers some of the most important risks faced by network security companies. It helps cover costs related to cyberattacks and data breaches.
BEST FOR
- Customer notification expenses
- Fraud monitoring services
- Data breach lawsuits
General liability insurance
This policy covers basic risks, such as a client tripping on a step at your network security company. Bundle with commercial property insurance for savings in a business owner’s policy.
BEST FOR
- Customer bodily injuries
- Customer property damage
- Slander and other personal injuries
Fidelity bonds
This policy compensates network security companies and their clients if an employee steals from them. It's also called an employee dishonesty bond.
BEST FOR
- Employee theft or fraud
- Unlawful data access by an employee
- Illegal funds transfer by an employee
Workers’ compensation insurance
Most states require workers' comp for network security businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Medical payments for work injuries
- Disability benefits
- Lawsuits from employee injuries
Commercial auto insurance
This policy covers property damage and medical bills if a commercial vehicle belonging to a network security company is involved in an accident.
BEST FOR
- Car accidents
- Vandalism and theft
- Weather damage
Looking for different coverage? See more policies.
How much does technology business insurance cost?
A small network security business with a few workers will pay less for insurance than a larger company.
Factors that affect premiums include:
- Tech services offered, such as penetration testing
- Business property and equipment
- Business revenue
- Business insurance policies purchased
- Policy limits and deductibles
- Claims history
How do I get network security business insurance?
It's easy for network security and cybersecurity companies to get business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare quotes and choose insurance policies
- Pay for your policy and download a certificate
Our licensed insurance agents work with top-rated U.S. providers to find insurance coverage that fits your network security business, whether you work independently or hire employees.
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