Insurance for Telecom Companies and Cable Installers

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Save money by comparing insurance quotes for telecom installers

Damage to a customer’s property while setting up a line could put your business at financial risk. Protect yourself with telecom installer insurance.

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Insureon helps telecommunications companies compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do telecom cabling installers need?

These policies provide coverage for common risks faced by companies in the telecommunications industry.

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Errors and omissions insurance

This policy, also called technology E&O, is important for telecom installers. It can cover legal expenses related to work performance, such as a technician not showing up on time.

  • Missed installation deadlines
  • Accusations of negligence
  • Cable installation mistakes
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Cyber liability insurance

This policy helps telecom companies recover from cyberattacks. It covers the cost of investigating a data breach, notifying affected clients, and other recovery costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring services
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Fidelity bonds

Fidelity bonds are also called employee dishonesty bonds. They compensate a telecom company's clients if an employee steals from them, and are often required by contracts.

  • Unlawful data access by an employee
  • Unauthorized money transfer by an employee
  • Employee theft or fraud
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General liability insurance

This policy covers basic telecom installation business risks, such as client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for telecom businesses with employees. It can cover medical costs and lost wages for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

Commercial auto insurance covers property damage and legal expenses in an accident involving a telecom vehicle. It can also cover vehicle damage and theft.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

Why do telecom cabling installers need business insurance?

As an installer, your work is demanding. You spend your days in cramped spaces or on ladders stringing wires and plugging gaps with firestop. It’s hard work, but one accident or lawsuit can make it even harder. Telecom insurance guards against unexpected losses and expenses related to injuries, property damage, and other risks.

How much does technology business insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Telecom cabling installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
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