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Business Insurance for Data Scientists
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Why do data scientists need insurance?
A data breach or an error in an algorithm could wreak havoc on your company. Protect yourself from legal costs, medical bills, and other risks with insurance for business intelligence and data professionals.
One application, multiple quotes
Insureon helps data scientists find insurance policies that match your unique risks.
Fill out one application to get multiple quotes from top-rated providers.
What types of business insurance do data scientists need?
These policies provide coverage for the most common risks in data science.
Technology errors and omissions insurance
Technology E&O, also called professional liability insurance, covers legal expenses related to the quality of a data scientist's work. You can often add intellectual property and media liability coverage.
BEST FOR
- Failure to deliver promised results
- Accusations of negligence
- Work errors and oversights
Cyber liability insurance
This policy helps data science businesses survive data breaches and cyberattacks by helping to pay for recovery expenses, lawsuits, and other related costs.
BEST FOR
- Data breach lawsuits
- Client notification expenses
- Fraud monitoring costs
Fidelity bonds
Fidelity bonds compensate your clients if an employee at your data science business steals from them. Your clients might require you to purchase a bond.
BEST FOR
- Unlawful data access by an employee
- Unauthorized money transfers
- Other employee theft or fraud
General liability insurance
This policy covers basic data science business risks, such as client injuries and client property damage. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Workers’ compensation insurance
Most states require workers' comp for data science businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Commercial auto insurance
This policy covers the cost of accidents involving a vehicle owned by a data science business. Most states require this coverage for business-owned vehicles.
BEST FOR
- Car accidents
- Vandalism and theft
- Weather damage
Looking for different coverage? See more policies.
How much does technology business insurance cost?
A small tech company will pay less for insurance than a larger business.
Factors that affect premiums include:
- Services offered
- Business property and equipment
- Business revenue
- Types of small business insurance purchased
- Policy limits and deductibles
How do I get data scientist insurance?
It's easy to get data scientist business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your data science company, whether you work independently or hire employees.
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