Business Insurance for Data Scientists

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Data loss or a phishing attack could wreak havoc on your company. Protect yourself from expenses related to cyberattacks, injuries, and other risks with insurance for business intelligence and data professionals.
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One application, multiple quotes

Insureon helps data scientists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do data scientists need?

These policies provide coverage for the most common risks in data science.

Errors and omissions insurance icon

Errors and omissions insurance

This policy, also called technology E&O, is common with data scientists. It can cover legal fees of lawsuits related to work performance.
  • Failure to deliver promised results
  • Accusations of negligence
  • Work errors and oversights
Cyber liability insurance icon

Cyber liability insurance

This policy helps data science businesses survive data breaches and cyberattacks by helping to pay for recovery expenses, lawsuits, and other related costs.
  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

Fidelity bonds compensate data science businesses and their clients if an employee takes property, money, or data from the business without permission.

  • Unlawful data access by an employee
  • Unauthorized money transfer by an employee
  • Employee theft or fraud
General liability insurance icon

General liability insurance

This policy covers basic data science business risks, such as client injuries and client property damage. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for data science businesses with employees. It can cover medical fees for work-related injuries.
  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

This policy covers the cost of accidents involving a company car owned by a data science business, as well as damage to the car from theft or vandalism.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Data science services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do data scientists need insurance?

Whether you are researching key performance indicators or mining data from a client's database, you strive to provide exceptional service. However, a cyberattack or employee injury could expose you to financial risks. Business insurance for data scientists can help cover legal fees, medical expenses, and more.

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