As a landscape architect, your task is to create outdoor spaces that are appealing, safe, and functional. That means high liability. If a child is injured on a playground you designed, or your design leads to flooding and water damage, your business could face a lawsuit. Business insurance protects against legal fees and fulfills requirements for leases, loans, and state laws.
Insureon helps landscape architects find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These insurance policies cover common risks faced by landscape architects.
A general liability policy covers basic third-party risks, such as a client who suffers an injury in a landscape architect’s office. It’s often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for landscape architects to buy general liability coverage and commercial property insurance together.
This insurance covers legal costs related to the quality of your professional service, such as a lawsuit over uneven steps that caused an injury. It’s also called errors and omissions insurance or E&O insurance.
Most states require workers’ comp for landscape architecture firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps landscape architects recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
This policy helps cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.
A small business with a few workers will pay less for insurance than a large company.
Factors that affect premiums include:
It's easy to get insurance and surety bonds for landscape architects and landscape design professionals if you have your business information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your landscape architecture business, whether you work independently or hire employees.