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How much does insurance cost for landscape architects?

The cost of insurance for landscape architects is determined by the policies you choose, the risks your business faces, and equipment value. Cost estimates are sourced from policies purchased by Insureon customers.

General liability insurance icon

General liability costs for landscape architects

Landscape architects pay a median premium of $30 per month, or $355 annually, for general liability insurance. This policy protects landscape architects against third-party injuries, third-party property damage, and advertising injuries.

Insureon recommends the more complete coverage provided by a business owner’s policy. A BOP combines general liability insurance with property insurance to protect against common third-party risks and damage to business property.

Median cost per year: $355
Policy limit: $1 million per occurrence
Policy deductible: $250

Learn more about general liability insurance.

Business owner’s policy icon

Business owner’s policy costs for landscape architects

Landscape architects typically pay about $30 per month for a business owner’s policy, or a median annual premium of $350.

A BOP bundles general liability insurance with property insurance, normally at a discounted rate. Your location, services offered, and business property value will influence pricing. This policy may include business interruption insurance, which covers lost income due to an unexpected business closure.

Median cost per year: $350
Policy limit: $1 million per occurrence
Policy deductible: $500

Learn more about business owner’s policy.

Compare landscape architect insurance quotes from top U.S. carriers
Professional liability insurance icon

Professional liability insurance costs for landscape architects

The median cost of professional liability insurance for landscape architects is about $45 per month, or $550 annually.

This policy, also known as errors and omissions insurance, protects landscape architects in the event that a client sues, claiming that the plans for an outdoor space you designed were inaccurate, late, or never delivered.

Median cost per year: $550
Policy limit: $1 million per occurrence
Policy deductible: $1,000

Learn more about professional liability insurance.

Workers’ compensation insurance icon

Workers’ compensation insurance costs for landscape architects

The median cost of workers’ compensation insurance for a landscape architect is about $45 per month, or $570 annually. The cost of a policy varies significantly depending on the state and number of workers.

Most states require landscape architects with employees to purchase workers’ comp insurance. This policy helps pay medical bill and lost wages for employees who are injured on the job.

Learn more about workers’ compensation insurance.

Get free quotes and compare policies with Insureon

Whether you work alone or own a business with a small staff, Insureon can help you find insurance coverage that fits your landscape architect business. Apply today to compare quotes from multiple leading U.S. insurers with one free online application. If you decide to purchase a policy, you’ll work with an account manager who specializes in business risks for landscape architects.

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