Your work involves extreme weather and dangerous driving conditions. Snow removal business insurance can help cover the cost of vehicle accidents, stolen equipment, and accidental damage to fences and parked cars. It also helps you fulfill the requirements of contracts and state laws.
These insurance policies cover the most common risks of snow removal.
General liability coverage helps pay for legal costs from damage caused by your snow plow. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for snow and ice removal contractors.
Most states require workers' comp insurance for snow plow businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A commercial auto insurance policy covers the cost of bodily injuries and property damage caused by a snow plow. Each state has its own requirements for auto coverage.
This policy helps pay for repair or replacement of snow blowers, ice scrapers, salt spreaders, and other tools. It's a type of inland marine insurance.
Professional liability insurance covers legal costs when a snow removal company is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
It's easy to get snow plow insurance and other types of coverage if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Our licensed insurance agents work with top-rated U.S. providers to find the right coverage for your snow removal service, whether you work independently or hire employees.