Insurance for Snow and Ice Removal Businesses

Compare multiple quotes from top carriers with one application.

We partner with trusted A-rated insurance companies

Save money by comparing snow removal business insurance quotes

Damaging a parked car while plowing or having your work vehicle stolen can cost your snow removal business time and money. Shield it with contractor insurance designed for your unique risks.

Compare multiple quotes with one application

Insureon helps snow removal companies compare insurance quotes from top U.S. carriers online. It’s free, and only takes 15 minutes.

What types of insurance do snow and ice removal contractors need?

These policies provide coverage for common snow and ice removal risks.

General liability insurance

This policy covers basic snow and ice removal risks, such as property damage caused by your snow plow. Bundle with property insurance for savings in a business owner's policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for snow and ice removal businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by snow plows, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of snow blowers, ice scrapers, salt spreaders, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for snow and ice removal businesses?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Snow and ice removal services offered, such as snow plowing
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do snow and ice removal businesses need insurance?

As a snow and ice removal contractor, your work involves extreme weather and dangerous driving conditions. Snow removal insurance can help cover the costs of company vehicle accidents, stolen snow blowers, accidental damage to client property, and more.

Compare snow and ice removal insurance quotes

Save money by comparing insurance quotes from multiple carriers.