Working with pipe cutters and compact excavators on someone else's property brings high risk. Irrigation business insurance helps cover medical bills, property damage and theft, and legal fees if someone sues your business. Some policies may be required by landlords, lenders, and the law.
These insurance policies cover common risks faced by irrigation businesses.
This policy covers basic risks, such as a client tripping over a pipe and breaking an arm. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
A business owner's policy, or BOP, is a cost-effective way for irrigation businesses to buy general liability coverage and commercial property insurance together.
Most states require this insurance coverage for vehicles owned by an irrigation or sprinkler installation business. It helps cover financial losses if your vehicle is involved in an accident.
Most states require workers' comp for irrigation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pay for repair or replacement of mattocks, shovels, pipe cutters, and other tools used for irrigation systems. It's a type of inland marine insurance.
A cyber liability policy helps irrigation businesses recover financially from cyberattacks and data breaches. It's strongly recommended for any business that handles sensitive information.
It's easy to get irrigation business insurance and license/permit bonds if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. carriers to find the right type of coverage for your irrigation business, whether you work independently or hire employees.