If a client trips over a sprinkler head or an installer develops a back injury, you could face big losses. Safeguard your small business with policies designed for a landscape irrigation company.
These policies cover the most common irrigation business risks.
General liability insurance covers basic risks, such as a client tripping over a pipe and breaking an arm. Bundle it with property insurance for savings in a business owner's policy (BOP).
This policy covers vehicles owned by an irrigation or sprinkler installation business. It pays for expenses from accidents, theft, vandalism, and weather damage.
Most states require workers' comp for irrigation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pay for repair or replacement of an irrigation business’s mattocks, shovels, pipe cutters, and other tools if they are lost, stolen, or damaged.
Irrigation work involves pipe cutters and other sharp tools, and heavy machinery like compact excavators. That means there’s a high risk of injury. Irrigation insurance helps cover employee injuries, property damage, client lawsuits, stolen tools, and more.