Athletic trainers provide sports medicine services, but accidents are bound to happen. Athletic training clinics and solo practitioners need a risk management plan to be prepared for lawsuits and injuries. Liability insurance for athletic trainers covers unexpected costs so you can have peace of mind as you work.
These insurance policies cover common risks faced by athletic trainers.
A general liability policy covers basic third-party risks, such as an injury from a patient tripping in your office. Bundle it with property insurance for savings in a business owner's policy (BOP).
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for athletic trainers.
Professional liability insurance covers legal defense costs if a patient sues an athletic trainer for a work mistake, such as advice that worsens an injury. It’s sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for businesses with employees. It covers medical payments and loss of earnings from work-related injuries. It also protects sole proprietors from medical costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your athletic training business. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your athletic training company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
It's easy to get business insurance for athletic trainers, personal trainers, and physical therapists if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance plan for your athletic training professional services, whether you're self-employed or hire employees.