Business Insurance for Physical Therapists

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Physiotherapist assisting woman while exercising on exercise mat in clinic.
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The high cost of patient lawsuits, injuries, and equipment damage can put a physical therapy practice at risk. Physical therapist insurance can help cover legal fees, medical bills, and more.

Physical therapist working with a patient's leg.
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One application, multiple quotes

Insureon helps physical therapists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do physical therapists need?

These policies provide coverage for the most common risks of physical therapy.
Note: Insureon cannot provide quotes for professional liability insurance for physical therapists, also called malpractice insurance.

Looking for different coverage? See more policies.

How much does insurance cost for physical therapists?

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Several factors will have an impact on insurance costs, including:

  • Physical therapy services offered, such as sports rehabilitation
  • Exercise equipment and other business property
  • Revenue
  • Location
  • Number of employees
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Why do physical therapists need insurance?

Physical therapists combat injuries with exercise, but accidents are bound to happen. Physical therapy private practices and solo practitioners need to be prepared for malpractice suits, employee injuries – even cyberattacks. Physical therapist insurance can cover expenses stemming from these risks and more.
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