Business Insurance for Pilates Instructors

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Fitness Instructor
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An injury on your Pilates reformer could lead to a potentially devastating lawsuit. Pilates instructor insurance helps cover bills stemming from injuries, accidents, theft, and other risks.

Pilates instructor coaching a student.
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One application, multiple quotes

Insureon helps Pilates instructors and studio owners compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do Pilates instructors need?

These policies provide coverage for common risks of Pilates instruction.

Business owner’s policy icon

Business owner’s policy

A business owner’s policy bundles commercial property and general liability insurance under one plan. A BOP is often one of the most cost-effective types of Pilates insurance.

  • Customer injuries
  • Damaged business property
  • Damaged customer property
General liability insurance icon

General liability insurance

This policy covers common Pilates risks, such as a client slipping on a mat at your studio. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for Pilates studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for Pilates instructors can cover legal expenses if a client claims that improper instruction or negligence led to an injury.

  • Claims of professional negligence
  • Injuries resulting from your instruction
  • Failure to deliver promised results
Looking for different coverage? See more policies.

Why do Pilates instructors need insurance?

You help your clients increase flexibility and muscle strength, but are you exerting enough effort to protect your small business, too? Pilates instructor insurance can help cover costs when facing client lawsuits, equipment theft, and other risks Pilates professionals deal with every day.

How much does insurance cost for sports and fitness professionals?

Fitness professional in a tank top calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Sports and fitness services offered, such as reformer workouts
  • Exercise equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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