Your clients gain flexibility and muscle strength, but there's always a risk of sprains and strains. Professional liability coverage can pay for legal costs if a client blames you for an injury. Other policies provide financial protection against accidents, storm damage, and employee injuries.
Insureon helps Pilates instructors find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These insurance policies cover the most common risks of Pilates instruction.
A BOP bundles commercial property insurance and general liability coverage at a discount. It protects against customer lawsuits, theft, and property damage.
A general liability insurance policy covers basic third-party risks, such as a customer who slips on a reformer and breaks a wrist. Bundle it with Pilates equipment coverage in a BOP.
Most states require workers' comp for Pilates businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This type of Pilates instructor liability insurance covers legal defense costs if a customer claims that improper instruction led to an injury. It's sometimes referred to as errors and omissions insurance (E&O).
A Pilates teacher who visits clients' homes will pay less for insurance than a Pilates studio.
Factors that affect premiums include:
It's easy to get business insurance for Pilates instructors and other fitness instructors if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your small business, whether you’re a full-time instructor or run a Pilates studio.