Your clients gain flexibility and muscle strength, but there's always a risk of sprains and strains. Professional liability coverage can pay for legal costs if a client blames you for an injury. Other policies provide financial protection against accidents, storm damage, and employee injuries.
These insurance policies cover the most common risks of Pilates instruction.
A general liability insurance policy covers basic third-party risks, such as a customer who slips on a reformer and breaks a wrist. Bundle it with Pilates equipment coverage in a BOP.
A BOP bundles commercial property insurance and general liability coverage at a discount. It protects against customer lawsuits, theft, and property damage.
This type of Pilates instructor liability insurance covers legal defense costs if a customer claims that improper instruction led to an injury. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for Pilates businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your Pilates business. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your Pilates company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection..
Small business insurance provides the support you need for heavy lifting.
On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices.
No matter what big roles your small business has, this is probably the easiest box you can check.
Start your application now. Get your policy same day, and smash those goals.
Insureon. Protection is peace of mind.
It's easy to get business insurance for Pilates instructors and other fitness instructors if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your small business, whether you’re a full-time instructor or run a Pilates studio.