Your goal is to share your passion for dance, but teaching has its risks. From a stress fracture at a ballet class to a sprained ankle during a dance recital, an injury could lead to a lawsuit. Business insurance helps pay for legal expenses if you're sued. It covers the costs of accidents and lawsuits, and helps you fulfill the requirements of state laws and commercial leases.
These insurance policies cover the most common risks for dance teachers.
A general liability insurance policy covers basic third-party risks, such as a student slipping and breaking a wrist at your dance school. Bundle it with property coverage for savings in a BOP.
A business owner's policy, or BOP, is a cost-effective way for dance instructors and studio owners to buy general liability coverage and commercial property insurance together.
Professional liability insurance covers financial losses related to the quality of your work. For example, it will pay for legal defense costs if a student claims your dance class caused an injury.
Most states require workers' comp for dance studios that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your dance studio. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your dance company recover financially from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection..
Small business insurance provides the support you need for heavy lifting.
On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices.
No matter what big roles your small business has, this is probably the easiest box you can check.
Start your application now. Get your policy same day, and smash those goals.
Insureon. Protection is peace of mind.
It's easy to get dance studio insurance coverage if you have your company information on hand. Our application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your dance studio, whether you work independently or hire employees.