Business Insurance for Dance Instructors & Studios

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Dance Instructor

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The silhouettes of little ballerinas with personal ballet teacher in dance studio.

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Save money by comparing insurance quotes for dance instructors and studios

Common dance injuries such as snapping hip or tendonitis could lead to a lawsuit against your dance studio. Dance instructor insurance guards against student lawsuits, property damage, and more.

Dance instructor teaching ballet to a student.

Multiple quotes with one application

Insureon helps dance instructors and studios compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do dance instructors and studios need?

These policies provide coverage for common dance instruction risks.

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for dance instructors and studios to buy general liability coverage and commercial property insurance together.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common risks, such as a student slipping and breaking a wrist on the dance floor. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Most states require workers' comp for dance studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Professional liability insurance for dance companies can cover legal expenses if a student claims your technique led to a stress fracture or other injury.

BEST FOR

Professional negligence lawsuits
Injuries from your instruction
Work mistakes or oversights

Looking for different coverage? See more policies.

Why do dance instructors need insurance?

Your goal is to share your passion for dance, but teaching dance has its risks. From a foot problem caused by ballet to a sprained ankle during ballroom dancing, an injury could lead to a major lawsuit. Dance instructor insurance protects against injuries, property damage, and other risks at your studio.

How much does insurance cost for sports and fitness professionals?

Fitness professional in a tank top calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Sports and fitness services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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