Your goal is to share your passion for dance, but teaching has its risks. From a stress fracture at a ballet class to a sprained ankle during a dance recital, an injury could lead to a lawsuit. Business insurance helps pay for legal expenses if you're sued. It covers the costs of accidents and lawsuits, and helps you fulfill the requirements of state laws and commercial leases.
Dance instructors can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover the most common risks for dance teachers.
A business owner's policy, or BOP, is a cost-effective way for dance instructors and studio owners to buy general liability coverage and commercial property insurance together.
A general liability insurance policy covers basic third-party risks, such as a student slipping and breaking a wrist at your dance school. Bundle it with property coverage for savings in a BOP.
Most states require workers' comp for dance studios that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
Professional liability insurance covers financial losses related to the quality of your work. For example, it will pay for legal defense costs if a student claims your dance class caused an injury.
A dance teacher who works independently can expect to pay less for insurance than a dance studio.
Factors that affect premiums include:
It's easy to get dance studio insurance coverage if you have your company information on hand. Our application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your dance studio, whether you work independently or hire employees.