Business Insurance for Dance Instructors

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Common dance injuries such as snapping hip or tendonitis could lead to a lawsuit against your dance studio. Dance instructor insurance guards against student lawsuits, property damage, and more.

Dance instructor teaching ballet to a student.
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Multiple quotes with one application

Insureon helps dance instructors compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do dance instructors need?

These policies provide coverage for common dance instruction risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It is often one of the most cost-effective commercial insurance policies for dance instructors.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common risks, such as a student slipping and breaking a wrist on the dance floor. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for dance studios that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for dance companies can cover legal expenses if a student claims your technique led to a stress fracture or other injury.

BEST FOR
  • Professional negligence lawsuits
  • Injuries from your instruction
  • Work mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for sports and fitness professionals?

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Several factors will have an impact on insurance costs, including:

  • Sports and fitness services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do dance instructors need insurance?

Your goal is to share your passion for dance, but teaching dance has its risks. From a foot problem caused by ballet to a sprained ankle during ballroom dancing, an injury could lead to a major lawsuit. Dance instructor insurance protects against injuries, property damage, and other risks at your small studio.

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