Business Insurance for Dance Instructors & Studios

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Dance Instructor
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Common dance injuries such as snapping hip or tendonitis could lead to a lawsuit against your dance studio. Dance instructor insurance guards against student lawsuits, property damage, and more.

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Multiple quotes with one application

Insureon helps dance instructors and studios compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do dance instructors and studios need?

These policies provide coverage for common dance instruction risks.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for dance instructors and studios to buy general liability coverage and commercial property insurance together.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common risks, such as a student slipping and breaking a wrist on the dance floor. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for dance studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for dance companies can cover legal expenses if a student claims your technique led to a stress fracture or other injury.

  • Professional negligence lawsuits
  • Injuries from your instruction
  • Work mistakes or oversights
Looking for different coverage? See more policies.

Why do dance instructors need insurance?

Your goal is to share your passion for dance, but teaching dance has its risks. From a foot problem caused by ballet to a sprained ankle during ballroom dancing, an injury could lead to a major lawsuit. Dance instructor insurance protects against injuries, property damage, and other risks at your studio.

How much does insurance cost for sports and fitness professionals?

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Several factors will have an impact on insurance costs, including:

  • Sports and fitness services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Dance Instructor