Window cleaning is one of the most risky professions. An employee could fall off a ladder, or a client could sue over accidental damage to their home. Window cleaning insurance policies can help pay for medical care, lawsuits, and repairs. Some policies, like workers' comp, may be required by law.
These insurance policies cover common risks of window and gutter cleaning.
A general liability policy protects against basic third-party business risks, such as accidental damage to a window caused by a squeegee.
Most states require workers’ comp for window washing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance coverage pays for accidents involving your window cleaning company's vehicle. Each state has its own auto liability insurance requirements.
A business owner's policy (BOP) combines general liability coverage with commercial property insurance at a discount. It's one of the most cost-effective policies for window cleaners.
This type of coverage boosts the limits on a window cleaner’s other liability policies. It’s a cost-effective way to meet client demands for higher limits.
Janitorial bonds are a type of surety bond. If an employee steals from a job site, a janitorial bond will reimburse the client.
It's easy to get window cleaning business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. carriers to find the right small business insurance for window washers, whether you work independently or hire employees.