Business Insurance for Window Cleaners

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Window Cleaning
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Window cleaning business insurance can help cover expenses if an employee steals client property, a company vehicle is stolen, or an employee falls off a ladder and is injured.

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Compare multiple quotes from top U.S. carriers

Insureon helps window and gutter cleaning businesses compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do window cleaners need?

These policies cover common risks of window and gutter cleaning.

General liability insurance icon

General liability insurance

General liability insurance protects against basic third-party business risks, such as accidental damage to client property during a window cleaning.

  • Damaged client property
  • Slip-and-fall accidents
  • Libel and slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers’ comp for window cleaning businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical costs
  • Partial lost wages
  • Legal expenses
Commercial auto insurance icon

Commercial auto insurance

This policy can pay to repair vehicles damaged by weather or vandalism. It also covers third-party injuries and property damage caused by window cleaning company vehicles.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Theft, vandalism, and weather damage
Business owner’s policy icon

Business owner's policy

A business owner's policy (BOP) combines general liability with commercial property insurance at a discount. It's one of the most cost-effective policies for window cleaners.

  • Customer injury lawsuits
  • Customer property damage
  • Damage to window cleaning equipment
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Window cleaners can purchase commercial umbrella insurance to boost the coverage on their other liability policies. It helps meet client demands for higher policy limits.

  • General liability insurance claims
  • Commercial auto insurance claims
  • Employer's liability claims
Surety bond icon

Janitorial bonds

Janitorial bonds are a type of surety bond that protect against potential losses caused by an employee’s dishonesty, such as theft of money or property from a client’s home.

  • Stolen money
  • Property theft
  • False accusations of theft
Looking for different coverage? See more policies.

Why do window cleaners need insurance?

Window cleaning companies face multiple risks. An employee could get into an auto accident on the way to a job site, or fall off a ladder and suffer an injury. Your business could also get sued over a customer injury or property damage. Window cleaning insurance can cover these and other liability issues for window and gutter cleaning professionals.

How much does window cleaning insurance cost?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

  • Value of your window cleaning equipment and property
  • Number of vehicles
  • Revenue
  • Location
  • Number of employees
View Costs
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