Business Insurance for Window Cleaners

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Window cleaning business insurance can help cover expenses if an employee steals client property, a company vehicle is stolen, or an employee falls off a ladder and is injured.

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Compare multiple quotes from top U.S. carriers

Insureon helps window and gutter cleaning businesses compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do window cleaners need?

These policies cover common risks of window and gutter cleaning businesses.

General liability insurance icon

General liability insurance

General liability insurance protects against basic third-party business risks, such as accidental damage to client property during a window cleaning.

  • Damaged client property
  • Slip-and-fall accidents
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for window cleaning businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical costs
  • Partial lost wages
  • Legal expenses
Commercial auto insurance icon

Commercial auto insurance

This policy can pay to repair vehicles damaged by weather or vandalism. It also covers third-party injuries and property damage caused by window cleaning company vehicles.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Theft, vandalism, and weather damage
Surety bond icon

Janitorial bonds

Janitorial bonds are a type of surety bond that protect against potential losses caused by an employee’s dishonesty, such as theft of money or property from a client’s home.

  • Employee dishonesty
  • Stolen money
  • Property theft
Looking for different coverage? See more policies.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

  • Cleaning services offered
  • Business equipment and property, such as company vehicles
  • Revenue
  • Location
  • Number of employees
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Why do window cleaners need insurance?

Window cleaning companies face multiple risks. Your employees likely drive to job sites and climb ladders daily, plus a customer could slip and suffer an injury while visiting your office. Window cleaning insurance can cover these and other liability issues for window and gutter cleaning professionals.

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