InsureonU: Insurance Resources for Small-Business Owners

Did you know that small businesses create about 64 percent of all new jobs each year in the United States? It's true. Among these small businesses, more than half (52 percent) are based in the business owner's home and a whopping 78.5 percent are single-person operations. (Stats courtesy of the SBA's Frequently Asked Questions PDF.)

When we see numbers like that we think one thing: small-business owners are busy. After all, when you're responsible for running an entire business by yourself, there's not a lot of time to spare for figuring out the complex legal requirements of a business insurance plan. That's why we created InsureonU. In this section of our site, you'll find information and resources to help you navigate the world of small business insurance.

Policy Buddy

Policy Buddy

Wondering which policies your business needs? Check out our Policy Buddy, a two-minute diagnostic that helps you figure out which policies can most benefit you based on basic information about your business.

Insurance Costs Report

Small Business Insurance Costs Report

Wondering how much insurance is going to cost your business? Take a look at our Business Insurance Cost Analysis, where we take a deep dive into the data from actual Insureon customers.

59 Small Business Insurance Hacks

59 Small Business Insurance Hacks to Slash Your Risk Exposure and Prevent Insurance Claims

Take a look at the eBook 59 Small Business Insurance Hacks to Slash Your Risk Exposure and Prevent Insurance Claims to get an idea of which insurance claims happen most often and cost the most for small businesses – and for 59 ways you can minimize your exposure.


Insureon Small Business Institute

The Insureon Small Business Institute (ISBI) is the home of our quarterly publication of price changes for small commercial insurance policies. The Small Commercial Insurance Online Price (SCIOP) Index gives an idea of which direction prices are moving in, and to what degree.


Insurance Glossary

Reading an insurance policy can feel like reading something in another language. Between the jargon, the industry-specific definitions, and the complex concepts, figuring out what everything means can require a translator. That's just the role our glossary serves. When you're unsure about a term you see on our site, hop over to the glossary for clarification.

Articles & eBooks

Articles & eBooks

If you're looking for an in-depth guide on a topic, this is the place to go. Our articles and eBooks cover subjects including the Advertising Injury protection offered by General Liability Insurance, Liquor Liability Insurance, strategies for managing risk as a janitorial professional, and more.


Insurance Videos

Sometimes you just want a person to explain stuff to you. When you're feeling that way about business insurance, check out our videos page. Here, you'll find short videos explaining what various products cover and which products are most important for some of our top industries. There are even a few videos with leadership tips from successful entrepreneurs.

Sample Certificate

Sample Certificates of Liability Insurance

Ever had a client ask for proof of insurance or a Certificate of Liability Insurance? If so, did you wonder what they meant? Well, wonder no more. We have a whole page dedicated to Certificates of Liability Insurance, where you can read about how they work and download a sample to get an idea of what your clients are requesting. (Note: if you buy an insurance policy from us, you can at any time to request a digital copy of your certificate.)


Frequently Asked Questions

You've got questions, we've got answers. Whether you're wondering which policies your business may need or how you can save money on premiums, you'll find explanations here. If you have a question that's not already answered on our FAQ page, feel free to shoot us an email at [email protected], and we'll get back to you as soon as we can.


Small Business, Big Impact Scholarship

If you're in college and you've got some small-business experience, you're in luck. Insureon's Small Business, Big Impact scholarship offers a $2,500 scholarship to six students every year. Check out the scholarship page for details on the next deadline (we have three per year, and choose two winners each time).

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