Small Business Insurance Resources

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Your guide to managing business risk.

An architect reviewing blueprints with a client
The licensing, insurance, and bond requirements for architects vary by location and the amount of education and experience they have.
Wedding photographer taking a picture of a bride and groom.

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

A small business owner reviewing her company information on a tablet.

Thank you for being the economic backbone of our communities. Behind every small business is a story of independence and resilience, from late nights and big ideas to the courage to bet on...

Business insurance terms explained

Insurance can seem complicated. Our glossary breaks down the legalese. 
Liability insurance certificate
ACORD 25 Certificate of Liability Insurance
An ACORD 25 Certificate of Liability Insurance is a document that proves you have liability insurance coverage.
Are you insured?
Additional insured
In an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Coverage might be limited to a single event or it could last for the policy's lifetime.
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Property and casualty insurance
Property and casualty (P&C) insurance refers to several types of insurance policies that cover common business risks.
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