Business Insurance for Septic Tank Cleaners

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Save money by comparing septic tank cleaning business insurance quotes

Septic tank cleaning insurance can help cover expenses if a client’s yard is damaged during a cleaning, or if you are accused of copying a competitor’s marketing slogan.

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Insureon helps septic tank cleaning service businesses compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance does a septic tank cleaning company need?

These policies cover common risks of septic tank cleaning services.

General liability insurance

General liability insurance protects septic tank cleaning companies against basic third-party risks, such as a client tripping over equipment and being injured or damage to a client's lawn.

BEST FOR

Slip-and-fall accidents
Damage to a client's yard
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for septic tank cleaning businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Commercial auto insurance

This policy covers injuries and property damage caused by septic tank cleaning company vehicles. It also helps pay for repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vehicle repairs due to vandalism or weather

Janitorial bonds

Janitorial bonds are a type of surety bond that protect your clients against financial loss if an employee at your septic tank cleaning company steals a client’s property or money.

BEST FOR

Employee dishonesty
Theft of money
Stolen property

Looking for different coverage? See more policies.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

Cleaning services offered
Business equipment and property, such as company vehicles
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do septic tank cleaning service businesses need insurance?

Septic tank cleaning companies face multiple risks, such as employee injuries and damage to client property. If an employee is exposed to toxic fumes or accidentally damages a client's fence or lawn, it could open your business up to legal action. Septic tank cleaning insurance can cover expenses related to a lawsuit, medical bills, and more.

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