Working on septic tanks involves a fair measure of risk. An employee could breathe in toxic fumes, or a homeowner could sue over damage done to their yard. Septic tank cleaning insurance can cover medical costs, legal fees, and repair bills that could otherwise have a lasting impact on your business.
These insurance policies cover common risks of working on septic systems.
A general liability policy protects septic tank cleaning companies against basic third-party risks, such as a customer who trips over a hose and files a lawsuit.
Most states require workers' compensation for septic companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers bodily injuries and property damage in an accident involving a septic tank cleaning company's vehicle. Each state has its own requirements for auto liability coverage.
A business owner's policy (BOP) is a cost-effective way for a septic company to purchase general liability coverage and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a septic company's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond. They protect your clients against financial loss if an employee at your septic service company steals from them.
It's easy to get septic tank cleaning business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. carriers to find coverage that fits your septic tank cleaning company, whether you work independently or hire employees.