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Business Insurance for Septic Tank Cleaners
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Save money by comparing septic tank cleaning business insurance quotes
Septic tank cleaning insurance can help cover expenses if a client’s yard is damaged during a cleaning, or if you are accused of copying a competitor’s marketing slogan.
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What types of insurance does a septic tank cleaning company need?
These policies cover common risks of septic tank cleaning services.
General liability insurance
General liability insurance protects septic tank cleaning companies against basic third-party risks, such as a client tripping over equipment and being injured or damage to a client's lawn.
BEST FOR
- Slip-and-fall accidents
- Damage to a client's yard
- Libel or slander lawsuits
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for septic tank cleaning businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Commercial auto insurance
This policy covers injuries and property damage caused by septic tank cleaning company vehicles. It also helps pay for repairs to vehicles damaged by weather or vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Vehicle repairs due to vandalism or weather
Janitorial bonds
Janitorial bonds are a type of surety bond that protect your clients against financial loss if an employee at your septic tank cleaning company steals a client’s property or money.
BEST FOR
- Employee dishonesty
- Theft of money
- Stolen property
Looking for different coverage? See more policies.
How much does insurance cost for cleaning professionals?
Several factors will have an impact on insurance costs, including:
- Cleaning services offered
- Business equipment and property, such as company vehicles
- Revenue
- Location
- Number of employees
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Why do septic tank cleaning service businesses need insurance?
Septic tank cleaning companies face multiple risks, such as employee injuries and damage to client property. If an employee is exposed to toxic fumes or accidentally damages a client's fence or lawn, it could open your business up to legal action. Septic tank cleaning insurance can cover expenses related to a lawsuit, medical bills, and more.