Septic tank cleaning insurance can help cover expenses if a client’s yard is damaged during a cleaning, or if you are accused of copying a competitor’s marketing slogan.
These policies cover common risks faced by septic tank cleaning companies.
General liability insurance protects septic tank cleaning companies against basic third-party risks, such as a client tripping over equipment and being injured or damage to a client's lawn.
Most states require workers' comp for septic companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers injuries and property damage caused by septic tank cleaning company vehicles. It also helps pay for repairs to vehicles damaged by weather or vandalism.
A business owner's policy (BOP) is a cost-effective way for a septic company to purchase general liability insurance and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a septic company's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protect your clients against financial loss if an employee at your septic tank cleaning company steals their property or money.
Septic tank cleaning companies face multiple risks, such as employee injuries and damage to client property. If an employee is exposed to toxic fumes or accidentally damages a client's fence or garden, it could open your business up to legal action. Septic tank cleaning insurance can cover expenses related to lawsuits, injuries, and property damage.