Business Insurance for Pool Cleaners

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Pool cleaning equipment in a residential swimming pool

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Pool service insurance can help cover expenses if an employee gets into a car accident while driving to a client’s house, or if a customer trips over cleaning equipment and suffers an injury.

Man standing next to pool with net, bucket, and other supplies.

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Insureon helps pool cleaning businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do pool cleaners need?

These policies provide coverage for the most common risks of pool cleaning.

General liability insurance

General liability insurance protects pool cleaning businesses against common third-party risks, such as a client who trips over a pool cleaning net and sues your company.

BEST FOR

Third-party damage
Slip-and-fall accidents
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pool cleaning businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Partial lost wages
Legal costs

Commercial auto insurance

Commercial auto insurance covers injuries and property damage in an auto accident, as well as repairs to company vehicles damaged by weather or vandalism.

BEST FOR

Damage and collision coverage
Injuries caused to another person
Theft of a pool cleaning company vehicle

Janitorial bonds

Janitorial bonds are a type of surety bond that protect pool cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property or money.

BEST FOR

Employee dishonesty
Property theft
Stolen money

Looking for different coverage? See more policies.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

Cleaning services offered
Business equipment and property, such as company vehicles
Revenue
Location
Number of employees

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What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

Why do pool cleaners need insurance?

Pool cleaning businesses face a variety of risks. Exposure to cleaning chemicals could injure an employee, a client could trip over a pool skimmer and file a lawsuit, or a dishonest worker could steal from a client. Pool cleaning insurance can cover these and other liability issues.

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