Pool service insurance can help cover expenses if an employee gets into a car accident while driving to a client’s house, or if a customer trips over cleaning equipment and suffers an injury.
General liability insurance protects pool cleaning businesses against common third-party risks, such as a client who trips over a pool cleaning net and sues your company.
Workers’ compensation insurance is required in almost every state for pool cleaning businesses that have employees. It can cover medical bills for work-related injuries.
Commercial auto insurance covers injuries and property damage in an auto accident, as well as repairs to company vehicles damaged by weather or vandalism.
Janitorial bonds are a type of surety bond that protect pool cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property or money.
Pool cleaning businesses face a variety of risks. Exposure to cleaning chemicals could injure an employee, a client could trip over a pool skimmer and file a lawsuit, or a dishonest worker could steal from a client. Pool cleaning insurance can cover these and other liability issues.