Pool service insurance can help cover expenses if an employee gets into a car accident while driving to a client’s house, or if a customer trips over cleaning equipment and suffers an injury.
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General liability insurance protects pool cleaning businesses against common third-party risks, such as a client who trips over a pool cleaning net and sues your company.
Workers’ compensation insurance is required in almost every state for pool cleaning businesses that have employees. It can cover medical bills for work-related injuries.
Commercial auto insurance covers injuries and property damage in an auto accident, as well as repairs to company vehicles damaged by weather or vandalism.
Janitorial bonds are a type of surety bond that protect pool cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property or money.
Several factors will have an impact on insurance costs, including:
Pool cleaning businesses face a variety of risks. Exposure to cleaning chemicals could injure an employee, a client could trip over a pool skimmer and file a lawsuit, or a dishonest worker could steal from a client. Pool cleaning insurance can cover these and other liability issues.