Pool cleaning is risky, which is why you need protection. An employee could get splashed by cleaning chemicals, or a client could trip over a pool skimmer and break an ankle. Pool cleaning insurance helps cover medical bills, legal fees, and other expenses that could otherwise sink your business.
A general liability insurance policy protects pool and spa cleaning businesses against basic risks, such as a lawsuit from a homeowner who tripped over a net and suffered an injury.
Most states require workers' comp for pool and spa maintenance businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses caused by an auto accident. It's required for vehicles owned by a pool cleaning business.
Small pool and spa cleaning companies may be eligible for a business owner's policy (BOP), which combines general liability coverage and commercial property insurance at a discount.
This type of insurance coverage boosts the limits on several policies, including general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protects against employee dishonesty. They provide reimbursement if an employee steals client property from a job site.
It's easy to get pool and spa cleaning business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your pool service company, whether you work independently or hire employees.