Business Insurance for Pool Cleaners

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Swimming Pool Servicing

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Pool cleaning equipment in a residential swimming pool

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Save money by comparing pool cleaning business insurance quotes

Pool service insurance can help cover expenses if an employee gets into a car accident while driving to a client’s house, or if a customer trips over cleaning equipment and suffers an injury.

Man standing next to pool with net, bucket, and other supplies.

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Insureon helps pool cleaning businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do pool cleaners need?

These policies provide coverage for the most common risks of pool cleaning.

General liability insurance

General liability insurance protects pool cleaning businesses against common third-party risks, such as a client who trips over a pool cleaning net and sues your company.

BEST FOR

Customer property damage
Slip-and-fall accidents
Libel and slander lawsuits

Workers’ compensation insurance

Workers’ comp is required in almost every state for pool cleaners that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial lost wages
Lawsuits over employee injuries

Commercial auto insurance

Commercial auto insurance covers injuries and property damage in an auto accident, as well as repairs to company vehicles damaged by weather or vandalism.

BEST FOR

Damage and collision coverage
Injuries caused to another person
Theft of a pool cleaning company vehicle

Business owner's policy

Small pool cleaning companies may be eligible for a business owner's policy, which combines general liability insurance and commercial property insurance at a discount.

BEST FOR

Customer injuries
Damaged customer property
Damaged or stolen business property

Commercial umbrella insurance

Commercial umbrella insurance increases the policy limits of a pool cleaning company's general liability, commercial auto, and employer's liability insurance.

BEST FOR

Customer injury lawsuits
Pool cleaning vehicle accidents
Lawsuits over employee injuries

Janitorial bonds

Janitorial bonds are a type of surety bond that protects pool cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property or money.

BEST FOR

False accusations of theft
Property theft
Stolen money

Looking for different coverage? See more policies.

Why do pool cleaners need insurance?

Pool cleaning businesses face a variety of risks. Exposure to cleaning chemicals could injure an employee, a client could trip over a pool skimmer and file a lawsuit, or a dishonest worker could steal from a client. Pool cleaning insurance can cover these and other liability issues.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

Cleaning services offered
Business equipment and property, such as company vehicles
Revenue
Location
Number of employees

View Costs

What our customers are saying

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Richard C.

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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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