Insureon Small Business Blog

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Our top stories

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Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly liability claims.

Recent posts

Person in bakery standing next to the words "What does workers' comp insurance cost?"

When you own a small business, you don't have to pay a lot for workers' compensation insurance. In this short video, find out how much you can expect to pay for this policy, and how Insureon can help...

Average reading time: 1 minutes
A nail salon technician works on a customer's hand
The licensing requirements for nail salon technicians vary by state. Having the right licensing and insurance can help keep you financially protected within the personal care industry.
Average reading time: 5 minutes
Overworked business person at desk with paperwork.

Many American businesses are struggling to hire enough staff these days, which can adversely impact their operations. This makes it hard for them to satisfy customers and to hang on to the employees...

Average reading time: 5 minutes
A closeup of a woman's smile at the dentist.
A dental malpractice claim can be expensive, with settlement costs ranging from tens of thousands to $1 million or more. You can reduce your chance of a claim through communication and documentation.
Average reading time: 6 minutes
Picture of judge with gavel.
A lawsuit against a business typically ends in three different ways: the case is dropped, there’s an out-of-court settlement, or there’s a judgment issued by a jury or a judge.
Average reading time: 8 minutes
A business owner reviews a document with a client.

Errors and omissions (E&O) insurance can cover your legal expenses if an unsatisfied client sues your business for any mistakes or oversights. Anyone who provides professional advice or services to...

Average reading time: 4 minutes
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Business insurance tips

A closeup of a woman's smile at the dentist.
A dental malpractice claim can be expensive, with settlement costs ranging from tens of thousands to $1 million or more. You can reduce your chance of a claim through communication and documentation.
Judge banging gavel.
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
A home baker prepares frosting for a client order

Selling baked goods from your home offers enormous flexibility and autonomy. However, similar to a traditional small business, you'll still need to get insurance for protection against the many types...

Growing a business

Overworked business person at desk with paperwork.

Many American businesses are struggling to hire enough staff these days, which can adversely impact their operations. This makes it hard for them to satisfy customers and to hang on to the employees...

Woman speaking on the phone

Small business owners in search of startup capital may find that a business loan is the best means for getting their business off the ground. In this guide, we'll go over the basics of small business...

Small business owner shaking hands with referred customer.

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

Starting a business

A nail salon technician works on a customer's hand
The licensing requirements for nail salon technicians vary by state. Having the right licensing and insurance can help keep you financially protected within the personal care industry.
Woman speaking on the phone

Small business owners in search of startup capital may find that a business loan is the best means for getting their business off the ground. In this guide, we'll go over the basics of small business...

Small business owner shaking hands with referred customer.

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

Freelancing

Toy business men standing on a notebook with dashed lines on it.

A sole proprietorship is a business that’s owned and operated by one person, while a limited liability company (LLC) can be formed by an individual or a group of entrepreneurs. Each has their own...

Small business owner shaking hands with contingent workers.

For most small businesses, having a reliable team of employees is essential. But instead of hiring employees on a full-time basis, you might find that contingent workers, or temporary employees, are...

Freelancer working from home on her laptop

Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...

Data security for small businesses

Cybersecurity experts discussing over a computer.
If you think cybercriminals only target big businesses, think again. Many hackers prefer to target small businesses because they often lack the same cybersecurity defenses as large corporations.
Medical team having a meeting about HIPAA security compliance.

The Health Insurance Portability and Accountability Act (HIPAA) was established in 1996 to protect sensitive patient health information (PHI) from being disclosed without a patient's knowledge or...

A laptop and a lock symbol.
If you’re thinking of launching a cybersecurity business, begin with the basics. Make sure you have the right certifications, funding, structure, and business plan to set yourself up for success.

Human resources and hiring

Overworked business person at desk with paperwork.

Many American businesses are struggling to hire enough staff these days, which can adversely impact their operations. This makes it hard for them to satisfy customers and to hang on to the employees...

A personality profile assessment for employment on a clipboard.
It is crucial for your small business to avoid inadvertently discriminatory pre-employment screening tests as part of your hiring process.
Safety equipment for construction workers.
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.

Insureon video library

Person in bakery standing next to the words "What does workers' comp insurance cost?"

When you own a small business, you don't have to pay a lot for workers' compensation insurance. In this short video, find out how much you can expect to pay for this policy, and how Insureon can help...

A contractor standing next to the words "Small business success story: Protecting a general contractor's dream"
In this short video, Nathaniel Muhammad of Chicago describes how he started his general contracting business, and how having the right insurance helped protect it.
A person looking at a computer with a red skull next to the words "How to get cyber liability insurance for your business today"

Cyber insurance is affordable for small businesses, and provides crucial protection against the devastating costs of a data breach. With Insureon, you can get quotes from top carriers and buy a...

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