Insureon Small Business Blog

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Our top stories

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Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly liability claims.

Recent posts

Shadow falls on HIPAA regulations file.

As a business associate, you may have HIPAA liability if healthcare businesses hire you, or if you perform services involving Personal Health Information (PHI). Because HIPAA violations can lead to...

Average reading time: 8 minutes
Two construction workers in helmets up high on a building.

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

Average reading time: 3 minutes
Sole proprietor working in their home office.

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Average reading time: 9 minutes
A front loader moves dirt on a construction site.

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

Average reading time: 3 minutes
Business working on laptop and taking notes at desk.

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

Average reading time: 8 minutes
Business people reviewing graphs and books.
A successful consulting business starts with finding the right niche. This guide to the most in-demand jobs for consultants can help.
Average reading time: 4 minutes
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Business insurance tips

Business working on laptop and taking notes at desk.

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

Safety equipment for construction workers.
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.
A videographer reviews a scene that was just shot
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location.

Growing a business

A group of people converse at a work event.
Success in business has a lot to do with who you know. Building relationships and partnerships with the right people is critical to the growth and success of your small business.
A shopkeeper smiling in front of colorful shelves.
Business owners have the right to refuse service to customers for legitimate reasons. Learn when it’s legal to turn away a would-be customer, and when it could land you in court.
Medical courier loading secure package into car for delivery.
Medical couriers should consider several factors to successfully acquire contracts. Learn about a few simple steps and considerations to help you find work for your medical courier business.

Starting a business

Sole proprietor working in their home office.

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

A technician repairing a desktop computer

A comprehensive business plan is a crucial element of your computer repair company’s path to success and can help you secure funding. Here’s what to include when writing this mission-critical...

Woman in a garden.
To set your landscaping business up for success, you need to size up the competition, find your niche, set a budget, and more.

Freelancing

Sole proprietor working in their home office.

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Toy business men standing on a notebook with dashed lines on it.

A sole proprietorship is a business that’s owned and operated by one person, while a limited liability company (LLC) can be formed by an individual or a group of entrepreneurs. Each has their own...

IT consultant conferring with client in server room.
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.

Data security for small businesses

Cyber criminal hacking other computers.

As a small business owner, you might think that cybercriminals prefer to go after big corporations because they have deeper pockets. In reality, small businesses account for most ransomware...

A man working on several screens.
Data breaches are costly to recover from, so it's critical for small businesses to learn and practice preventative techniques.
Man in suit hands over notice of lawsuit.
When businesses experience a data breach, they may blame their IT professionals and sue. Here’s how your IT company can avoid these costly lawsuits.

Human resources and hiring

Safety equipment for construction workers.
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.
A personality profile assessment for employment on a clipboard.
It is crucial for your small business to avoid inadvertently discriminatory pre-employment screening tests as part of your hiring process.
Coworkers reviewing their employer's code of conduct guidelines.
Ensuring a harassment-free workplace is a key step to preventing many discrimination lawsuits. Learn the best steps you can take to prevent lawsuits and how to protect your business if they happen.

Insureon video library

Business owner standing next to the words "What is an occurrence-based policy?"
An occurrence-based policy protects your business during the policy period, even if it's not active when you submit a claim.
Business owner standing next to the words "The best business insurance guide"

In this video, we briefly cover the most necessary and affordable types of insurance small business owners need. We also provide our recommendations for the best, top-rated insurance carriers for...

Person pointing next to the words "How much does professional liability insurance cost?"
When you run a small business, you often don't have to pay a lot to insure it. Find out how much small businesses pay for professional liability insurance, and find an affordable policy with Insureon.

Find the right insurance for your business

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