4 Steps for Small Businesses in a Disaster:
Small businesses around the country have been re-evaluating their disaster preparedness in the aftermath of Hurricane Sandy, which hit New York late last month. At insureon, we recommend that small businesses use the following four steps as a starting plan for successful disaster preparation:
1) Assess your risks in advance – work with an insurance expert to fully understand and quantify your largest areas of property, liability, and people risk.
2) Implement risk transfer strategy – purchase the proper insurance policy/policies to cost effectively cover all your areas of risk.
3) Take preventative disaster action – before the event, put in place redundant technology, power, telephony, and workflow management strategies to minimize impact.
4) Create and execute business re-launch plan – after the event, speed is critical; execute pre-established re-launch plan around people, property, and client elements.
Beyond these four steps, Sunday Steinkirchner had five first-hand lessons from the aftermath of Hurricane Sandy. Sunday is the owner of a rare books store in New York City. Read more from Sunday in Forbes.
Writtten by Brenna Lemieux - check her out at Google+ or Twitter
