Insureon Small Business Blog

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Our top stories

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How small businesses can reduce liabilities
Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly liability claims.

Recent posts

Business people reviewing graphs and books.
The 12 most in-demand consultant jobs
A successful consulting business starts with finding the right niche. This guide to the most in-demand jobs for consultants can help.
Average reading time: 4 minutes
Two construction contractors shake hands over building plan.
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
Average reading time: 4 minutes
People visiting vendor booths at an outdoor festival.
A guide to the best vendor insurance

Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...

Average reading time: 5 minutes
Someone taking a picture of a cup of coffee with their cellphone.
Can businesses use customer photos on social media?
Sharing customer photos as they engage with your business comes with unique risks, and you'll need to take steps to make sure your business is protected.
Average reading time: 4 minutes
Two construction workers in helmets up high on a building.
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

Average reading time: 3 minutes
A front loader moves dirt on a construction site.
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

Average reading time: 3 minutes
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Business insurance tips

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Two construction contractors shake hands over building plan.
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
A videographer reviews a scene that was just shot
Film equipment insurance might be cheaper than you think
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location.
Business working on laptop and taking notes at desk.
How small businesses can reduce liabilities

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

Growing a business

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Medical courier loading secure package into car for delivery.
How to get medical courier contracts
Medical couriers should consider several factors to successfully acquire contracts. Learn about a few simple steps and considerations to help you find work for your medical courier business.
A group of people converse at a work event.
The 10 best small business networking groups
Success in business has a lot to do with who you know. Building relationships and partnerships with the right people is critical to the growth and success of your small business.
Man looks at his computer with concern.
What to do when your client wants to cancel a policy
Insurance cancellations are a fact of life for every insurance agent. Here’s how you can keep them to a minimum – and what to say when a customer wants to cancel.

Starting a business

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A technician repairing a desktop computer
How to write a computer repair business plan

A comprehensive business plan is a crucial element of your computer repair company’s path to success and can help you secure funding. Here’s what to include when writing this mission-critical...

Sole proprietor working in their home office.
What is the difference between self-employed business owners vs. sole proprietors?

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Aspiring business owner developing a tech startup business plan
How to write a business plan for a tech startup
A thorough business plan is a critical element of a tech startup's path to success and can help you secure funding. Here's what to include when writing out the launch plans for your startup.

Freelancing

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Sole proprietor working in their home office.
What is the difference between self-employed business owners vs. sole proprietors?

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Toy business men standing on a notebook with dashed lines on it.
Sole proprietorship vs. LLC: What you need to know

A sole proprietorship is a business that’s owned and operated by one person, while a limited liability company (LLC) can be formed by an individual or a group of entrepreneurs. Each has their own...

IT consultant conferring with client in server room.
How to become an IT consultant and start your business
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.

Data security for small businesses

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Cyber criminal hacking other computers.
Ransomware examples: What small businesses need to know

As a small business owner, you might think that cybercriminals prefer to go after big corporations because they have deeper pockets. In reality, small businesses account for most ransomware...

A man working on several screens.
How to prevent a data breach at your business
Data breaches are costly to recover from, so it's critical for small businesses to learn and practice preventative techniques.
Man in suit hands over notice of lawsuit.
How to avoid getting sued for a data breach
When businesses experience a data breach, they may blame their IT professionals and sue. Here’s how your IT company can avoid these costly lawsuits.

Human resources and hiring

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Pre-employment screening tests: When are they legal?
It is crucial for your small business to avoid inadvertently discriminatory pre-employment screening tests as part of your hiring process.
Safety equipment for construction workers.
8 workplace safety tips for employers
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.
Coworkers reviewing their employer's code of conduct guidelines.
How to prevent employee discrimination lawsuits
Ensuring a harassment-free workplace is a key step to preventing many discrimination lawsuits. Learn the best steps you can take to prevent lawsuits and how to protect your business if they happen.

Insureon video library

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Business owner standing next to the words "The best business insurance guide"
Best commercial insurance for small businesses

In this video, we briefly cover the most necessary and affordable types of insurance small business owners need. We also provide our recommendations for the best, top-rated insurance carriers for...

Business owner standing next to the words "What is an occurrence-based policy?"
Understanding occurrence-based insurance
An occurrence-based policy protects your business during the policy period, even if it's not active when you submit a claim.
Person standing next to the words "How much does a business owner's policy (BOP) cost"
How much do small businesses pay for a business owner's policy?

The most common policy bundle is a business owner's policy (BOP), which includes general liability insurance and commercial property insurance. The average cost of a business owner's policy is only...

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Or call us at (800) 688-1984