The Small-Business Owner's Guide to Workers' Compensation Insurance

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Chapter 4: Workers' Compensation vs. Health Insurance

Workers' Compensation Insurance and health insurance are different things, but where one coverage ends and the other begins can be a bit confusing. This is especially true when you are an independent contractor or a small-business owner trying to determine whether or not to offer health insurance (particularly disability benefits) to employees. This chapter discusses the similarities and differences between the two types of coverage.

Next: Part 1: What's the Difference between Workers' Comp and Disability Insurance?

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