General Liability Insurance
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Comprehensive general liability insurance

Comprehensive general liability insurance refers to a business insurance policy that provides coverage for customer injuries, customer property damage, and lawsuits related to both.

What is comprehensive vs. commercial general liability insurance?

What’s the difference between comprehensive general liability insurance and commercial general liability insurance?

They really mean the same thing. Insurance companies no longer use the term “comprehensive” when referring to general liability insurance coverage, to make sure their customers better understand what’s included.

Commercial general liability insurance covers third-party liability claims such as customer injuries, damage to a customer’s property, product liability, and claims of defamation or copyright infringement.

In addition, most general liability policies include contractual liability insurance, which protects your business against the financial risks that you take on when you sign a contract.

A commercial general liability policy is typically the first kind of insurance coverage a new business will purchase.

How much does general liability insurance cost?

A small business owner calculating their general liability insurance payments

General liability insurance costs an average of $42 per month. Your cost is based on a few factors, including:

  • Amount of coverage
  • Industry and risk factors
  • Location
  • Number of employees
  • Claims history

What other insurance do I need for comprehensive coverage?

For more comprehensive coverage, a new business might consider other types of insurance:

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Complete Insureon’s easy online application today to compare general liability insurance quotes from top-rated U.S. companies. Once you find the right policy for your small business, you can begin coverage in less than 24 hours.

Updated: January 31, 2024
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