If a customer's property is damaged during a pour, it could bury your business in debt. Concrete contractor insurance can help cover legal fees, medical payments, the cost of replacing stolen equipment, and other financial losses.
These insurance policies cover common risks of concrete businesses.
A general liability policy covers basic third-party risks, such as a lawsuit over concrete tracked across a client’s floor. Bundle it with commercial property insurance for savings in a business owner’s policy (BOP).
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for concrete contractors.
Most states require workers’ comp for concrete businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers third-party injuries and property damage caused by concrete company vehicles. Each state sets its own requirements for auto liability coverage.
This policy can pay for repair or replacement of a concrete contractor’s tools if they are lost, stolen, or damaged. It's a type of inland marine insurance.
This policy covers legal costs when a concrete contractor is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
It's easy to get business insurance as a concrete company or contractor if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurance providers to find the most affordable coverage that fits your concrete business, whether you work as a contractor, subcontractor, or employer.