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Business Insurance for Concrete Contractors

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Concrete

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Save money by comparing insurance quotes for concrete businesses

Property damaged during a pour or a cement truck accident could bury your business in debt. Shield it from lawsuits, medical bills, and other expenses with insurance for concrete contractors.

One application, multiple quotes

Insureon helps concrete contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do concrete contractors need?

These policies provide coverage for common risks of concrete businesses.

General liability insurance

This policy covers the most common risks, such as a lawsuit over concrete tracked across a client’s floor. Bundle with property insurance for savings in a business owner’s policy (BOP).

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for concrete businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by concrete company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy can pay for repair or replacement of a concrete contractor’s tools if they are lost, stolen, or damaged. More valuable equipment may require inland marine insurance.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do concrete contractors need business insurance?

From sidewalks to foundations, concrete work involves many risks. An employee could suffer a back injury from lifting a bag of cement, or a customer could sue if a pour causes property damage. Concrete contractor insurance can help cover medical bills, legal expenses, the cost of replacing stolen equipment, and more.

How much does insurance cost for concrete businesses?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Concrete services offered, such as commercial or residential
Business equipment and property
Revenue
Location
Number of employees

View Costs

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