Hired & non-owned auto insurance

Commercial auto insurance covers the cost of accidents involving business-owned vehicles. It also covers vehicle theft, vandalism, and certain types of vehicle damage.

Because of delivery driving’s unique risks, insurers are sometimes reluctant to provide commercial auto coverage. The type of policy you need depends on who owns the vehicle.

Commercial auto insurance covers the vehicles owned by a business. The cost depends on the number of vehicles, their value, and their business use, among other factors.

Find out how commercial insurance policies differ and which ones will benefit your business.

Commercial auto insurance provides protections for vehicles owned by a business. If you use personal or rented vehicles for work, you might need hired non-owned auto insurance.