Hired & non-owned auto insurance

Find out how commercial insurance policies differ and which ones will benefit your business.

The line between a personal vehicle and a commercial vehicle is sometimes unclear. Find out which types of auto insurance cover vehicles used for work.

Because of delivery driving’s unique risks, insurers are sometimes reluctant to provide commercial auto coverage. The type of policy you need depends on who owns the vehicle.

Commercial auto insurance provides protections for vehicles owned by a business. If you use personal or rented vehicles for work, you might need hired and non-owned auto insurance.

Hired and non-owned auto insurance can help cover legal costs from an accident involving a vehicle that your business uses but does not own.

Commercial auto insurance covers the cost of accidents involving business-owned vehicles. It also covers vehicle theft, vandalism, and certain types of vehicle damage.