Food & beverage
![A small business owner meeting with an HR representative in an office with glass walls.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-handle-suspected-employee-theft-at-your-business.jpg?rev=18d2c594b08f46e6832cc38db4fb8c77&hash=C332723CB1FC8B11E952B05C4311D930&mh=220)
![Employee handing a customer a bag using safety gloves.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-get-a-food-handlers-license.jpg?rev=42c6933014ac476282a09495b23c2c6f&hash=814BFD04D3C6A4132534EB5C34C08A82&mh=220)
![A fire suppression system inside a restaurant.](https://www.insureon.com/-/media/blog/posts/2024/blog_ul-300-nfpa-96-kitchen-safety-for-restaurant-owners.jpg?rev=912d8d0bd09f4293bcd07ced1c7a2dcf&hash=7CDAEBE24F5AA65E6FFE1A9E3E77A732&mh=220)
![Small business owner reviewing notes with a client.](https://www.insureon.com/-/media/blog/posts/2024/blog_protect-your-business-from-lawsuits.jpg?rev=439b7f2219de462fa7de05bfead60ba1&hash=E90A88FF915F1940337A2D4A12747256&mh=220)
By addressing your business risks with the right mitigation strategies and preparing for any disputes, you can reduce your chance of a lawsuit and the impact it can have on your reputation and your...
![People visiting vendor booths at an outdoor festival.](https://www.insureon.com/-/media/blog/posts/2021/photo_vendors-at-outdoor-festival.png?rev=c044e15a739e4c0abc8715d2b51c3e15&hash=4E76F38045AF049B1F59516A096D2C68&mh=220)
Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...
![Woman purchasing roses from a florist.](https://www.insureon.com/-/media/blog/posts/2013/photo_woman-buying-flowers.jpg?rev=01a4935bcd89430cb0115fb202c2d054&hash=FEA434D4CAA8A51B549FD006A733A9B6&mh=220)
![Small business owners shaking hands](https://www.insureon.com/-/media/blog/posts/2023/blog_celebrating-your-business-on-small-business-saturday.jpg?rev=83124fc59e79440d973d1ca195bb4c0f&hash=70C139DD59EB05A82C71857137605699&mh=220)
![A small business owner meeting with a prospective new client.](https://www.insureon.com/-/media/blog/posts/2023/blog_how-to-grow-an-established-business.jpg?rev=39e16d8f705f4cbb875d61db2c432fbe&hash=B35326CDC992EE05DD722E694821CE5F&mh=220)
![A construction worker standing on a roof.](https://www.insureon.com/-/media/blog/posts/2019/photo_construction-worker-standing-on-roof.jpg?rev=52b87c8378864d2390951a42839198ee&hash=9971701672DAD2B5710E67D0E10EE60A&mh=220)
![Man balancing on a tightrope with an umbrella and a briefcase.](https://www.insureon.com/-/media/blog/posts/2015/photo_man-on-balancing-on-tightrope.jpg?rev=72c3d260b5ee421db27375244f2dd9bf&hash=E73C291C70DF5254B9EC24DA1197C9DC&mh=220)
Economic uncertainty, disastrous weather events, and temporary business closures are just a few reasons why small business owners might be tempted to cancel one or more insurance policies, but there...
![A caterer setting up a table of food at an event](https://www.insureon.com/-/media/blog/posts/2022/blog_catering-license-requirements.jpg?rev=6d97d1d1cf8f4b5d8c04a61ab55bdcd3&hash=D17933187E55B05789F695E7544A94E9&mh=220)
The licensing requirements for caterers vary by location. Having the right licensing and insurance can help keep you financially protected and may be required for some jobs within the food and...
![Friends at a bar.](https://www.insureon.com/-/media/blog/posts/2018/photo_friends-at-a-bar.jpg?rev=ea5a199b047845ebb58c8f1387adc987&hash=BE5E98AEB45DD6E0DCAEFF978C30407D&mh=220)
Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...
![Waitress holding plates.](https://www.insureon.com/-/media/blog/posts/2018/photo_waitress-holding-plates.jpg?rev=1ce793cfb5274334b657caba6fce6595&hash=CBF9717A7B181D5368B10EE6B459C2A6&mh=220)
Good food and happy customers are the key to success for any restaurant. That's why knowing how to handle customer complaints and deal with angry customers is integral to running a successful...
![Someone taking a picture of a cup of coffee with their cellphone.](https://www.insureon.com/-/media/blog/posts/2019/photo_taking-a-picture-off-coffee.jpg?rev=8f6f508239954fb7a9526945dd2982ac&hash=F8D75F5E62532645BAC57087988AE71C&mh=220)
![Plates of food on a table in a restaurant from above.](https://www.insureon.com/-/media/blog/posts/2018/photo_food-on-table-in-restuarant.jpg?rev=22fcc0e50097404fa1b9171a7aaaf26b&hash=10353013C2AD49EBB3B76915A97DED53&mh=220)
Preparing for the worst is essential to running a successful food business. Before you open your doors on your new business, reduce the likelihood of a serious accident or a liability lawsuit by...