New Jersey

Businesses with one or more employees are required to carry workers’ compensation insurance in New Jersey. This policy covers the cost of medical treatment for workers who are injured on the job.

Commercial auto insurance covers legal fees and other expenses if a business-owned vehicle is involved in an accident. It's required for all commercial vehicles in New Jersey.

According to state law, businesses in New Jersey that experience a breach of personal information must notify affected residents, or face significant fines. They must also report the breach to New Jersey state offices.

Learn about business insurance requirements and the most common policies for general contractors in New Jersey.