Business insurance tips

A certificate of liability insurance is an insurance policy's proof of purchase. In order to get one, you must buy a small business liability insurance policy. After the policy is issued, most certificates of insurance are available online.

These four methods can help you protect your small business and save money at the same time.

An insurance adjuster is someone responsible for investigating and settling claims submitted to an insurer.

A proof of loss is a formal statement you must file with your insurer requesting benefits be paid to you after a covered incident.

A named insured is a person or business entity listed on an insurance policy’s declarations page.

Some commercial insurance policies benefit every business. Others provide protections against risks that only affect certain businesses.

No single policy protects against all business risks. Different types of business insurance protect against customer injuries, property damage, cyberattacks, and other threats to your business.

Technology errors and omissions insurance and cyber liability insurance both cover data breaches. The type of coverage your business needs depends on whether a cyberattack could damage your company, your clients, or both.