Your data collection and analysis help farmers and landowners maximize yield and protect resources, but with your advice comes liability. Agricultural consultant insurance can help pay for data breaches, injuries at your office or in the field, and legal costs from a crop failure or other loss.
These insurance policies cover common risks in agribusiness consulting.
A general liability policy covers basic third-party risks, such as a farm consultant accidentally damaging a fence or other client property. It's often required for a commercial lease.
This policy helps cover legal expenses from professional errors and oversights, such as advice from a crop consultant that leads to a loss. It's also called errors and omissions insurance (E&O).
Most states require workers’ comp for agricultural consulting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A business owner’s policy, or BOP, combines general liability coverage with commercial property insurance at a lower rate than if the policies were purchased separately.
Fidelity bonds, also called employee dishonesty bonds, provide reimbursement if one of your employees steals from a client. They are often required by client contracts.
This policy helps agricultural consultants survive data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive data.
It's easy to get agricultural consultant business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your agricultural consulting firm, whether you work independently or hire employees.