Business Insurance for Wholesale Distributors

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Workers walking in storage and pointing at boxes.

We partner with trusted A-rated insurance companies

Top wholesale distributors we insure

Insureon has helped small businesses like yours secure over 1 million policies.

Monitors and computers on display in front of shelves of boxes.

Computers and electronics Boxes of watermelons and oranges in a warehouse.

Food and beverage Boxes of jewelry on shelves next to a desk and computer.

Jewelry

Boxes of plumbing supplies on shelves next to a desk and computer.

Plumbing supplies and fixtures

Don't see your profession? Don't worry.
We insure most businesses.

Recommended wholesaler and distributor insurance policies

A lawsuit, worker injury, or fire could halt operations at your wholesale or distribution business. Find peace of mind with insurance coverage designed for your unique risks.

General liability insurance

This policy provides third-party liability coverage for client injuries and other common accidents. Bundle with commercial property insurance for savings in a BOP.

BEST FOR

Third-party bodily injury
Third-party property damage
Product liability claims

Workers’ compensation insurance

Workers’ comp is required in almost every state for wholesale businesses and distributors that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of insurance for wholesale and distributor businesses.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

Commercial umbrella insurance

Once a policy’s limit is reached, this liability policy boosts coverage on a wholesaler’s general liability, commercial auto, or employer’s liability insurance.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance for wholesale distributors can pay for liability claims and property damage in an accident. It can also cover vehicle theft and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Surety bonds

Surety bonds guarantee that an insurance company will reimburse a client if a wholesaler fails to deliver products or fulfill the terms of a contract.

BEST FOR

Failure to deliver products
Contract disputes
Late deliveries

Looking for different coverage? See more policies.

How much does insurance cost for wholesalers?

Woman calculating wholesale costs with cargo, truck, and people.

Several factors will have an impact on insurance costs, including:

Wholesale and distribution services and products offered
Business equipment and property
Business income
Location
Number of employees

View Costs

What our customers are saying

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Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

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Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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Management consultant

Compare insurance quotes for wholesalers

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What kind of work do you do?

Or call us at (800) 688-1984