Wholesaler Business Insurance

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We partner with trusted A-rated insurance companies

Professions we insure:

Auto parts and supplies

Computers and electronic equipment

Cosmetics and toiletries

Food and beverage

Furniture

Multiple quotes with one application

Insureon helps wholesalers compare insurance quotes from top U.S. carriers with one easy online application.

Common insurance policies for wholesalers

A lawsuit, worker injury, or fire could halt operations at your wholesale business. Insureon has helped wholesalers secure more than 1,600 policies to keep their businesses running.

General liability insurance

This policy covers common wholesaler risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for wholesale businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for wholesalers.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

Umbrella / excess liability insurance

Once a policy’s limit is reached, umbrella insurance (or excess liability) boosts coverage on a wholesaler’s general liability, commercial auto, or employer’s liability insurance.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance for wholesale distributors can pay for property damage and injuries in an accident. It can also cover vehicle theft, weather damage, and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Surety bonds

Surety bonds guarantee that an insurance company will reimburse a client if a wholesaler fails to deliver products or fulfill the terms of a contract.

BEST FOR

Failure to deliver products
Contract disputes
Late deliveries

Looking for different coverage? See more policies.

How much does insurance cost for wholesalers?

Woman calculating wholesale costs with cargo, truck, and people.

Several factors will have an impact on insurance costs, including:

Wholesaler services and products offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant

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