A lawsuit, worker injury, or fire could halt operations at your wholesale or distribution business. Find peace of mind with insurance coverage designed for your unique risks.
This policy provides third-party liability coverage for client injuries and other common accidents. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for wholesale businesses and distributors that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of insurance for wholesale and distributor businesses.
Once a policy’s limit is reached, this liability policy boosts coverage on a wholesaler’s general liability, commercial auto, or employer’s liability insurance.
Commercial auto insurance for wholesalers and distributors can pay for liability claims and property damage in an accident. It can also cover vehicle theft and vandalism.
A cyber liability policy helps wholesale distributors recover from data breaches and cyberattacks. It's recommended for any small business that stores credit card numbers or other sensitive data.
Wholesale businesses and distributors that purchase commercial auto insurance often:
Check the laws in your state to see when coverage is required.
Several factors will have an impact on insurance costs, including: