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How much does business insurance cost for printers and copiers?

Several factors contribute to the cost of business insurance, including the size of your business, its risks, and the value of your printing equipment. Cost estimates are sourced from policies purchased by Insureon customers.

General liability insurance icon

General liability insurance costs for printers and copiers

Printing and copying businesses pay a median premium of about $40 per month, or $485 per year, for general liability insurance. This policy provides protection for third-party bodily injuries and property damage, along with advertising injuries.

Insureon’s licensed agents typically recommend a business owner’s policy over a standalone general liability policy. A BOP combines general liability insurance with commercial property insurance to protect printing and copying offices and equipment, and costs less than purchasing each policy separately.

Learn more about general liability insurance.

The cost of general liability insurance depends on your industry risk

Among printing and copying businesses that purchase general liability with Insureon, 21% pay less than $400 per year and 62% pay between $400 and $600 per year. High-risk businesses can expect to pay more for this policy.

Cost of general liability insurance for printing and copying businesses.

Common general liability policy limits for printers and copiers

Policy limits determine how much your insurer will pay on covered claims. A per-occurrence limit is the maximum your insurer will pay for a single incident, while an aggregate limit is the maximum your insurer will pay on any claims during your policy period, typically one year. Higher limits cost more – and provide better coverage.

Most printing and copying businesses (95%) choose general liability policies with a $1 million per-occurrence limit and a $2 million aggregate limit. As your small business grows, you may need to expand your policy limits.

Compare insurance quotes for printing and copying businesses
Workers’ compensation insurance icon

Workers’ compensation insurance costs for printers and copiers

To meet your state’s requirements and avoid penalties, printing and copying businesses with employees typically must purchase workers’ compensation insurance. This policy helps cover medical bills and partial lost wages when an employee suffers a work-related injury or illness. With a median premium of less than $90 per month, or $1,071 per year for printers and copiers, policy cost is determined by your number of employees and occupational risk, among other factors.

Learn more about workers’ compensation insurance.

The cost of workers’ comp depends on the size of your workforce

Among printing and copying businesses that purchase workers’ compensation insurance with Insureon, 42% pay less than $800 per year and 21% pay between $800 and $1,600 per year. The cost depends on the number of employees and their level of occupational risk.

Cost of workers’ compensation insurance for printing and copying businesses.
Business owner’s policy icon

Business owner’s policy costs for printers and copiers

Printing and copying businesses pay a median premium of less than $65 per month, or $761 per year, for a business owner’s policy. This policy combines general liability insurance with commercial property insurance, typically at a lower rate than if the policies were purchased separately.

A BOP protects against third-party injuries and property damage, along with damage to your own business property. Because of its increased coverage and affordability, it’s the policy most often recommended by Insureon’s licensed agents.

Learn more about business owner’s policy.

The cost of a BOP depends on the value of your business property

Among printing and copying businesses that purchase a business owner’s policy with Insureon, 30% pay less than $600 per year and 47% pay between $600 and $1,200 per year. The cost depends on the value of your business property, such as an owned building or printing equipment.

Cost of a business owner’s policy for printing and copying businesses.

Compare quotes from trusted carriers with Insureon

Insureon’s printing and copying business insurance agents work with top-rated U.S. carriers to find affordable coverage that fits your business. Apply today to compare multiple quotes with one free online application. Work with an account manager specializing in the unique risks of printers and copiers.

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