Why do print shops need insurance?
Your customers expect high-quality results with a quick turnaround. Printers' insurance protects against financial losses when a mistake leads to lawsuit, or when a broken printer puts your business on hold. It gives you peace of mind, and fulfills the requirements of leases, loans, and contracts.
Get same-day insurance
With Insureon, print shop owners can get insurance coverage the same day they apply for quotes.
Fill out our easy online application to compare quotes from top-rated providers.
What types of business insurance do print shops need?
General liability insurance
A general liability policy covers basic print shop risks, such as a customer injury at your shop. It's often required for a commercial lease.
- Customer injuries
- Copyright infringement
- Libel and other advertising injuries
Workers’ compensation insurance
Most states require workers' comp for printing companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
- Employee medical expenses
- Disability benefits
- Lawsuits from employee injuries
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for print shops to buy general liability coverage and commercial property insurance together.
- Customer bodily injuries
- Damaged or destroyed printing equipment
- Business interruption insurance
Errors and omissions insurance
E&O insurance covers legal fees related to a print shop’s work quality, such as an error on a business card that results in missed calls. It's also referred to as professional liability insurance.
- Failure to deliver printed materials on time
- Typos in printed materials
- Problems with print quality
Cyber insurance
This policy helps print shops survive data breaches and cyberattacks by paying for customer notifications, data recovery, and other related expenses.
- Customer notification expenses
- Fraud monitoring costs
- Data recovery efforts
Commercial auto insurance
Commercial auto insurance can cover legal expenses if your print shop's vehicle gets into an accident. It can also pay for vehicle theft and certain types of damage.
- Injuries caused by your vehicle
- Property damage caused by your vehicle
- Vehicle theft and vandalism
How much does printing business insurance cost?
A printer who works independently can expect to pay less for insurance than a larger printing business.
Factors that affect premiums include:
- Types of copying and printing services offered
- Business property and equipment
- Business income
- Additional coverages, such as equipment breakdown insurance
- Policy limits and deductibles
How do I get print shop insurance?
It's easy to get print shop or publishers insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your printing business, whether you work independently or hire employees.
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