Business Insurance for Print Shops

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If a fire damages your printing company or a customer sues over a delay, the costs could be devastating. Small business insurance protects your print shop so you can focus on producing the materials your clients need.

Person holding up a piece of paper in front of commercial printers.

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What types of business insurance do print shops need?

These insurance policies cover the most common risks faced by print shops.

General liability insurance

This policy covers common print shop risks, such as a customer injury at your shop. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Customer injury and property damage
Copyright infringement
Other advertising injuries, such as defamation

Workers’ compensation insurance

Most states require workers' comp for printing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for print shops to buy general liability coverage and commercial property insurance together.

BEST FOR

Customer bodily injury
Damaged or destroyed printing equipment
Business interruption insurance

Errors and omissions insurance

E&O, also called professional liability insurance, covers legal fees related to a print shop’s work quality, such as a claim that the colors are off on a batch of posters.

BEST FOR

Failure to deliver printed materials on time
Mistakes in printed materials
Problems with print quality

Cyber liability insurance

This policy helps print shops survive data breaches and cyberattacks by paying for customer notification, data recovery, and other related expenses.

BEST FOR

Customer notification expenses
Fraud monitoring costs
Data recovery efforts

Commercial auto insurance

Commercial auto insurance can cover legal expenses if your print shop's vehicle gets into an accident. It can also pay for vehicle theft and certain types of damage.

BEST FOR

Auto accident lawsuits
Vehicle theft
Vandalism and other vehicle damage

Looking for different coverage? See more policies.

Why do print shops need insurance?

Your customers expect high-quality results with a quick turnaround. Printers' insurance protects against financial loss when a mistake leads to legal defense costs, or when equipment breakdown puts your business on hold. It gives you and your clients peace of mind, and fulfills requirements set forth in leases, loans, and contracts.

How much does insurance cost for printers?

Woman considering costs of ink, paper, and location.

Several factors will have an impact on insurance costs, including:

Printing and copying services offered
Business property and equipment
Business income
Amount and type of insurance coverage
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant