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Business Insurance for Print Shops
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Save money by comparing business insurance quotes for print shops
If a fire damages your printing company or a customer sues over a delay, the costs could be devastating. Small business insurance protects your print shop so you can focus on producing the materials your clients need.
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What types of business insurance do print shops need?
These insurance policies cover the most common risks faced by print shops.
General liability insurance
This policy covers common print shop risks, such as a customer injury at your shop. Bundle with commercial property insurance for savings in a business owner’s policy.
BEST FOR
- Customer injury and property damage
- Copyright infringement
- Other advertising injuries, such as defamation
Workers’ compensation insurance
Most states require workers' comp for printing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for print shops to buy general liability coverage and commercial property insurance together.
BEST FOR
- Customer bodily injury
- Damaged or destroyed printing equipment
- Business interruption insurance
Errors and omissions insurance
E&O, also called professional liability insurance, covers legal fees related to a print shop’s work quality, such as a claim that the colors are off on a batch of posters.
BEST FOR
- Failure to deliver printed materials on time
- Mistakes in printed materials
- Problems with print quality
Cyber liability insurance
This policy helps print shops survive data breaches and cyberattacks by paying for customer notification, data recovery, and other related expenses.
BEST FOR
- Customer notification expenses
- Fraud monitoring costs
- Data recovery efforts
Commercial auto insurance
Commercial auto insurance can cover legal expenses if your print shop's vehicle gets into an accident. It can also pay for vehicle theft and certain types of damage.
BEST FOR
- Auto accident lawsuits
- Vehicle theft
- Vandalism and other vehicle damage
Looking for different coverage? See more policies.
Why do print shops need insurance?
Your customers expect high-quality results with a quick turnaround. Printers' insurance protects against financial loss when a mistake leads to legal defense costs, or when equipment breakdown puts your business on hold. It gives you and your clients peace of mind, and fulfills requirements set forth in leases, loans, and contracts.
How much does insurance cost for printers?
Several factors will have an impact on insurance costs, including:
- Printing and copying services offered
- Business property and equipment
- Business income
- Amount and type of insurance coverage
- Number of employees
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