Business Insurance for Animal Hospitals

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Cropped image of male doctor veterinarian with stethoscope is holding a grey cat at vet clinic.
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Save money by comparing insurance quotes for veterinarians

People love their pets, which means vets and animal hospitals take on a tremendous responsibility. Vet insurance can protect your small practice against costly lawsuits.

Veterinarian examining a large dog in an exam room.
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Compare quotes from top carriers

With Insureon, animal hospitals and veterinarians can compare insurance quotes from top U.S. carriers online. One easy application is all it takes.

What types of insurance do animal hospitals and veterinarians need?

These policies provide coverage for common risks faced by veterinarians. 

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General liability insurance

General liability covers basic animal hospital and veterinarian risks, such as a dog biting a customer. Bundle with property insurance for savings in a business owner’s policy.

  • Pet injuries
  • Customer injuries
  • Damaged customer property
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Workers’ compensation insurance

Most states require workers' comp for veterinary practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
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Business owner's policy

A business owner’s policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective types of veterinarian insurance.

  • Pet injuries
  • Customer injuries
  • Damaged business property
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Errors and omissions insurance

E&O, also called veterinarian malpractice insurance, can cover legal expenses related to work performance, such as a misdiagnosis that resulted in the death of a customer's dog.

  • Mistakes that lead to pet injury
  • Failure to deliver promised results
  • Accusations of negligence
Looking for different coverage? See more policies.

Why do animal hospitals and veterinarians need insurance?

In a life or death situation involving a client’s beloved pet, emotions can run high and lawsuits are a major risk. Veterinary insurance can help cover legal fees, medical bills, and other costs stemming from malpractice claims, dog bites, and other incidents that could escalate at your small practice.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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