Business Insurance for Vets and Veterinary Practices

Compare multiple quotes from top carriers with one application.
What kind of work do you do?
Cropped image of male doctor veterinarian with stethoscope is holding a grey cat at vet clinic.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Why do veterinarians and animal hospitals need insurance?

In a life or death situation involving a client’s beloved pet, emotions can run high and lawsuits are a major risk. Veterinary insurance can help cover legal fees, medical bills, and other costs stemming from malpractice claims, dog bites, and other incidents that could escalate at your small practice.

Veterinarian examining a large dog in an exam room.
Light bulb

Find the right coverage

Insureon helps professionals in veterinary medicine find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of insurance do veterinarians and veterinary practices need?

These insurance policies cover the most common risks of pet healthcare.

General liability insurance icon

General liability insurance

A general liability policy covers basic third-party risks, such as a dog biting a customer. Bundle it with property insurance for savings in a business owner’s policy.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Customer property damage
Business owner’s policy icon

Business owner's policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It’s one of the most cost-effective types of vet insurance.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged or stolen business property
Professional liability icon

Professional liability insurance

This policy covers legal expenses related to work performance, such as a pet owner who sues over a missed appointment. It's also called errors and omissions insurance (E&O).

BEST FOR
  • Mistakes that lead to pet injury
  • Failure to deliver promised results
  • Accusations of negligence
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for veterinary practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Employee benefits for disabilities
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps vets and animal hospitals recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.

BEST FOR
  • Customer notification costs
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by an animal hospital or veterinary clinic. Each state has its own auto liability insurance requirements.

BEST FOR
  • Property damage caused by your vehicle
  • Auto accident injuries
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

A small veterinary practice will pay less for insurance than a large animal hospital.

Factors that affect the cost of commercial insurance include:

  • Services offered, such as dog walking or veterinary care
  • Kennels and other business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get veterinarian and animal hospital insurance?

It's easy to get veterinary services business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for DVMs and veterinary practices, whether you work independently or hire employees.

What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo

Top pet businesses we insure

Don't see your profession? Don't worry.
We insure most businesses.

Compare insurance quotes for animal hospitals
Save money by comparing insurance quotes from multiple carriers.
What kind of work do you do?