In a life or death situation involving a client’s beloved pet, emotions can run high and lawsuits are a major risk. Veterinary insurance can help cover legal fees, medical bills, and other costs stemming from malpractice claims, dog bites, and other incidents that could escalate at your small practice.
These insurance policies cover the most common risks of pet healthcare.
A general liability policy covers basic third-party risks, such as a dog biting a customer. Bundle it with property insurance for savings in a business owner’s policy.
A BOP bundles commercial property insurance and general liability insurance under one plan. It’s one of the most cost-effective types of vet insurance.
This policy covers legal expenses related to work performance, such as a pet owner who sues over a missed appointment. It's also called errors and omissions insurance (E&O).
Most states require workers' comp for veterinary practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps vets and animal hospitals recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.
Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by an animal hospital or veterinary clinic. Each state has its own auto liability insurance requirements.
It's easy to get veterinary services business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for DVMs and veterinary practices, whether you work independently or hire employees.