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How much does insurance cost for land surveyors?

The cost of land surveyor insurance is determined by the policies you choose, the types of surveying work you do, and the value of your business equipment. Cost estimates are sourced from policies purchased by Insureon customers.

General liability insurance icon

General liability costs for land surveyors

Land surveyors pay a median premium of about $50 per month, or $575 annually, for general liability insurance. This policy protects land surveyors against third-party injuries, third-party property damage and theft, and advertising injuries.

For more complete coverage, Insureon recommends purchasing a business owner’s policy. A BOP bundles general liability insurance with commercial property insurance at a lower rate than purchasing both policies separately.

Median cost per year: $575
Policy limit: $1 million per occurrence
Policy deductible: $500

Learn more about general liability insurance.

Business owner’s policy icon

Business owner’s policy costs for land surveyors

Land surveyors typically pay about $55 per month for a business owner’s policy, or a median annual premium of $675.

A business owner’s policy bundles general liability insurance with property insurance, usually at a discounted rate. Pricing is determined by your business location, types of surveying services offered, and value of business property and surveying equipment. This policy may include business interruption insurance, which covers lost income at your business due to an unexpected closure.

Median cost per year: $675
Policy limit: $1 million per occurrence
Policy deductible: $500

Learn more about business owner’s policy.

Professional liability insurance icon

Professional liability insurance costs for land surveyors

The median cost of professional liability insurance is about $155 per month for land surveyors, or $1,875 annually.

Professional liability insurance, also known as errors and omissions insurance, protects land surveyors against lawsuits brought by clients claiming that work was inaccurate, late, or never delivered.

Median cost per year: $1,875
Policy limit: $1 million
Policy deductible: $2,500

Learn more about professional liability insurance

Workers’ compensation insurance icon

Workers’ comp costs for land surveyors

The median cost of workers’ compensation insurance for a land surveying business is about $70 per month, or $870 annually. The cost of a policy varies significantly depending on the state and how many employees you have.

Workers’ compensation insurance is required for land surveyors with employees in almost every state. This coverage helps pay medical fees and lost wages for employees who are injured on the job. Most policies include employer’s liability insurance, which protects business owners against lawsuits related to workplace injuries.

Learn more about workers’ compensation insurance.

Get free quotes and compare policies with Insureon

Insureon’s building design insurance agents work with top-rated U.S. carriers to find the best coverage for your land surveying business, whether you work alone or have a team of employees. Apply today to compare quotes from multiple carriers with one free online application. If you decide to purchase coverage, you’ll work with an account manager who specializes in business risks for land surveyors.

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