Business Insurance for Research Consultants

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Whether you work in biotechnology, environmental, or medical research, a lawsuit over erroneous data could devastate your small business. Research consulting insurance protects against lawsuits, medical bills, and more.

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One application, multiple quotes

Insureon helps research consultants compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do research consultants need?

These policies provide coverage for common risks in research consultancy firms.

General liability insurance icon

General liability insurance

This policy covers basic research consultant risks, including client injuries at your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for research consultants, also called errors and omissions insurance, can help cover legal expenses if a business is sued for unsatisfactory work.

BEST FOR
  • Incorrect data
  • Accusations of negligence
  • Research mistakes or oversights
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Workers’ compensation insurance

This policy is required in almost every state for research consulting businesses that have employees. It can cover medical fees and lost wages for work-related injuries and illnesses.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Business owner’s policy icon

Business owner’s policy

A BOP combines general liability insurance with commercial property insurance. It's one of the most cost-effective types of commercial insurance for research consultants.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Looking for different coverage? See more policies.

How much does research consultant insurance cost?

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Several factors will have an impact on insurance costs, including:

  • Research consulting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do research consultants need insurance?

Whether you work in pharmaceuticals, the energy industry, or sports, it’s likely that your research directly impacts corporate decision-making. That’s a big liability if something goes wrong. Insurance for research consultants can pay for lawsuits and expenses related to inaccurate research data, missed deadlines, client and employee injuries, and other risks.

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