Whether you work in biotechnology, environmental, or medical research, a lawsuit over erroneous data could devastate your small business. Research consulting insurance protects against lawsuits, medical bills, and more.
These policies cover common risks in research consulting firms.
This policy covers basic research consultant risks, including client injuries at your office. Bundle with property insurance for savings in a business owner’s policy.
Professional liability insurance for research consultants, also called errors and omissions insurance, can help cover legal expenses if a business is sued for unsatisfactory work.
This insurance policy is required in almost every state for research consulting businesses that have employees. It covers medical costs for work-related injuries and illnesses.
A BOP combines general liability insurance with commercial property insurance. It's one of the most cost-effective types of commercial insurance for research consultants.
Fidelity bonds, also called employee dishonesty bonds, provide reimbursement if one of your employees steals from a client. They are often required by client contracts.
This insurance coverage helps business consultants pay for costs associated with data breaches and cyberattacks, such as the cost of notifying affected clients.
Whether you work in pharmaceuticals, the energy industry, or sports, it’s likely that your research directly impacts corporate decision-making. That’s a big liability if something goes wrong. Insurance for research consultants can pay for lawsuits and expenses related to inaccurate research data, missed deadlines, client and employee injuries, and other risks.
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