Business Insurance for Research Consultants

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Save money by comparing insurance quotes for research consultants

Whether you work in biotechnology, environmental, or medical research, a lawsuit over erroneous data could devastate your small business. Research consulting insurance protects against lawsuits, medical bills, and more.

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Insureon helps research consultants compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do research consultants need?

These policies provide coverage for common risks in research consultancy firms.

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General liability insurance

This policy covers basic research consultant risks, including client injuries at your office. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Professional liability insurance

Professional liability insurance for research consultants, also called errors and omissions insurance, can help cover legal expenses if a business is sued for unsatisfactory work.

  • Incorrect data
  • Accusations of negligence
  • Research mistakes or oversights
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Workers’ compensation insurance

This policy is required in almost every state for research consulting businesses that have employees. It can cover medical fees and lost wages for work-related injuries and illnesses.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Business owner’s policy

A BOP combines general liability insurance with commercial property insurance. It's one of the most cost-effective types of commercial insurance for research consultants.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Looking for different coverage? See more policies.

How much does research consultant insurance cost?

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Several factors will have an impact on insurance costs, including:

  • Research consulting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do research consultants need insurance?

Whether you work in pharmaceuticals, the energy industry, or sports, it’s likely that your research directly impacts corporate decision-making. That’s a big liability if something goes wrong. Insurance for research consultants can pay for lawsuits and expenses related to inaccurate research data, missed deadlines, client and employee injuries, and other risks.

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