Business Insurance for Research Consultants

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Save money by comparing research consultant insurance quotes

Whether you work in biotechnology, environmental, or medical research, a lawsuit over erroneous data could devastate your small business. Research consulting insurance protects against lawsuits, medical bills, and more.

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One application, multiple quotes

Insureon helps research consultants compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do research consultants need?

These policies cover common risks in research consulting firms.

General liability insurance

This policy covers basic research consultant risks, including client injuries at your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Professional liability insurance

Professional liability insurance for research consultants, also called errors and omissions insurance, can help cover legal expenses if a business is sued for unsatisfactory work.

BEST FOR

Incorrect data
Accusations of negligence
Research mistakes or oversights

Workers’ compensation insurance

This insurance policy is required in almost every state for research consulting businesses that have employees. It covers medical costs for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Business owner’s policy

A BOP combines general liability insurance with commercial property insurance. It's one of the most cost-effective types of commercial insurance for research consultants.

BEST FOR

Customer bodily injury
Customer property damage
Business property damage

Fidelity bonds

Fidelity bonds, also called employee dishonesty bonds, provide reimbursement if one of your employees steals from a client. They are often required by client contracts.

BEST FOR

Employee theft or fraud
Unlawful data access by an employee
Illegal fund transfer by an employee

Cyber liability insurance

This insurance coverage helps business consultants pay for costs associated with data breaches and cyberattacks, such as the cost of notifying affected clients.

BEST FOR

Data breach lawsuits
Notification of affected clients
Fraud monitoring costs

Looking for different coverage? See more policies.

Why do research consultants need insurance?

Whether you work in pharmaceuticals, the energy industry, or sports, it’s likely that your research directly impacts corporate decision-making. That’s a big liability if something goes wrong. Insurance for research consultants can pay for lawsuits and expenses related to inaccurate research data, missed deadlines, client and employee injuries, and other risks.

How much does research consultant insurance cost?

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Several factors will have an impact on insurance pricing, including:

Research consulting services offered
Business equipment and property
Revenue
Location
Number of employees
Policy limits and deductibles

View Costs

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