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Workers' compensation insurance

Workers' comp insurance for multi-state businesses: 8 tips
Businesses that work across state lines have unique workers' compensation obligations. Find out how to purchase workers’ comp for your business when you have employees in multiple states.
What types of business insurance do you need for a cleaning company?

General liability insurance, workers' compensation insurance, property insurance, and janitorial bonds keep your cleaning business safe from financial liabilities. Learn more about the types of...

Protecting employees: Workers’ compensation vs. health insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
What is the difference between workers’ compensation vs. disability insurance?

Although they are similar policies, workers’ comp protects both the employer and employees from the cost of job-related injuries and illnesses, while disability insurance covers an employee for...

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Does workers' compensation cover out-of-state employees?

For many small businesses, workers’ compensation insurance is legally required if you have employees on staff. Workers’ compensation is regulated at the state level and the requirements vary...

When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
What is considered a workers’ compensation injury?
To access workers' comp benefits, the employee and the employer must follow certain steps to ensure the injury is compensable.
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How does a workers’ compensation claim affect the employer?

Workers’ compensation insurance protects your business and your employees in case of a work-related injury or illness, although a claim can still impact your bottom line through higher premiums and...

How to prevent workplace injuries
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

How does workers' comp work for remote employees?
Workers’ compensation insurance can be tricky when your employees are working from home. Here’s what you need to know about out-of-office work injuries and how to lower telecommuting risks.
How to get a business license
Regardless of your type of work, you’ll likely need a small business license from your state or local government in order to operate in your industry.
What do you need to start a microbusiness?
Learn what a microbusiness is, the pros and cons of owning one, and key things to consider when starting one.
A guide to workers' comp benefits for employers
Almost every state requires employers to carry workers’ compensation insurance for their employees. Learn about the four types of workers’ compensation benefits and how they work.
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