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Workers' compensation insurance

I'm self-employed; do I need workers' comp insurance?
When you work for yourself, you're usually exempt from workers' compensation requirements. However, you may decide to buy this coverage for protection against job-related medical bills.
How workers' comp insurance can protect employers and employees
Most states require you to have workman's comp if your business has employees. Learn more about how workers' comp can protect your business, and get quotes from top carriers with Insureon.
How to get workers' comp insurance for your business
Businesses with only a few employees don't have to pay a lot for workers' compensation insurance, and it can protect you from medical bills and legal costs if an employee sues over an injury.
Do I need workers' comp if I have health insurance?
Whether you are an independent contractor or hire employees, there are several benefits to carrying workers’ compensation—even if you already have health insurance.
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What is a workers’ compensation insurance audit?

Your business may change over time and look different from what you originally estimated when you purchased workers’ compensation insurance. Learn about what to expect when your insurer performs an...

Small business insurance 101: Start with the right policies
This video explains how Insureon helps small business owners protect their dreams by offering the most important insurance policies that each small business needs.
Workers' compensation settlements: A guide for employers
Workers' comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement with your employee.
Workers' comp insurance for multi-state businesses: 8 tips
Businesses that work across state lines have unique workers' compensation obligations. Find out how to purchase workers’ comp for your business when you have employees in multiple states.
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Small business owner looking for insurance quotes on their tablet.
What types of business insurance do you need for a cleaning company?

General liability insurance, workers' compensation insurance, property insurance, and janitorial bonds keep your cleaning business safe from financial liabilities. Learn more about the types of...

Does workers' compensation cover out-of-state employees?

For many small businesses, workers’ compensation insurance is legally required if you have employees on staff. Workers’ compensation is regulated at the state level and the requirements vary...

When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
What is considered a workers’ compensation injury?
To access workers' comp benefits, the employee and the employer must follow certain steps to ensure the injury is compensable.
How does a workers’ compensation claim affect the employer?

Workers’ compensation insurance protects your business and your employees in case of a work-related injury or illness, although a claim can still impact your bottom line through higher premiums and...

How to prevent workplace injuries
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
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