Convenience stores are prime targets for criminals, especially those with minimal staff or open for 24 hours a day. Business insurance helps cover the cost of inventory theft, injuries, lawsuits, and damage from fires or storms.
Drug shop and convenience store owners can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover common risks faced by convenience stores.
A BOP bundles general liability coverage and commercial property insurance in one plan. It’s often the most cost-effective insurance coverage for a small business.
General liability insurance covers basic third-party risks, such as a customer slipping in a spill at your drug store. Bundle it with property coverage for savings in a BOP.
Most states require workers' comp for convenience and drug stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps convenience stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Convenience stores that sell alcohol need liquor liability insurance. This policy protects your shop if a customer buys alcohol then goes on to harm someone or damage property.
Similar to excess liability insurance, umbrella insurance boosts coverage on general liability, commercial auto, or employer’s liability policies once the coverage limit is reached.
A small drug store with a few employees will pay less for insurance than a larger business.
Factors that affect premiums include:
It's easy to get business insurance for your convenience store, pharmacy, or gas station if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your shop, whether you work independently or hire employees.