Business Insurance for Convenience and Drug Stores

Compare multiple quotes from top carriers with one application.

Blurry image of shelves in a convenience store.

We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for convenience stores

Convenience stores are often targets for robbery, especially shops that are open 24 hours a day. Shield your business with affordable insurance coverage for convenience stores from top-rated carriers.

Cigarettes, vaporizers, and other items on display at a smoke shop.

Multiple quotes with one application

Insureon helps convenience and drug store owners compare insurance quotes from top U.S. carriers online. It’s free, and only takes 15 minutes.

What types of insurance do convenience and drug stores need?

These policies provide coverage for common risks faced by drug stores.

Business owner's policy

A business owner’s policy bundles commercial property insurance and general liability in one plan. It's often the most cost-effective type of insurance for convenience and drug stores.

BEST FOR

Customer injuries
Stolen inventory
Business interruption incidents

General liability insurance

General liability insurance covers basic risks like customer property damage and customer injuries. Bundle with property insurance for savings in a business owner's policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers' comp is required in most states for convenience stores and drug stores with employees. It can help cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Umbrella / excess liability insurance

Umbrella insurance (or excess liability insurance) boosts coverage on general liability, commercial auto, or employer’s liability policies once the coverage limit is reached.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Looking for different coverage? See more policies.

Arrow pointing to region of United States

See business insurance requirements for drug stores in your state

Choose your state to learn about insurance requirements for convenience stores.

How much does insurance cost for retail businesses?

Woman with clipboard calculating cost of insurance for her retail business.

Several factors will have an impact on insurance costs, including:

Retail products and services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do convenience stores and drug shops need insurance?

Running a convenience store or a drug shop is a risky business. Since many stores are open 24 hours a day with minimal staff, they’re a prime target for criminals. Convenience store insurance and pharmacy insurance can help cover the cost of inventory theft, employee injuries, customer lawsuits, and other risks.

Compare insurance quotes for drug stores

Save money by comparing insurance quotes from multiple carriers.