Acupuncturist Insurance
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How much does insurance cost for acupuncturists?

The cost of acupuncture insurance depends on the policies you choose, the size of your practice, your risk exposure, and other factors. Cost estimates are sourced from policies purchased by Insureon customers.

Business owner’s policy icon

Business owner’s policy costs for acupuncturists

Acupuncturists pay a median premium of less than $45 per month, or $525 annually, for a business owner’s policy. This policy bundles general liability insurance and property insurance, often at a discounted rate.

A BOP protects acupuncturists against patient injuries and property damage, along with damage to your own business property. Because of its increased coverage and affordability, it’s the policy most often recommended by Insureon’s licensed agents.

Median cost per year: $525
Policy limit: $1 million per occurrence
Policy deductible: $500

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's business owner's policy cost analysis page.

Medical malpractice insurance icon

Professional liability / medical malpractice costs for acupuncturists

The median cost of acupuncture professional liability insurance is $35 per month or $420 per year.

This policy is sometimes referred to as medical malpractice insurance, or errors and omissions insurance (E&O). It protects you from patient lawsuits over errors or oversights, such as failing to use sterile needles or produce promised results.

Median cost per year: $420
Policy limit: $750,000 per occurrence
Policy deductible: $750

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's professional liability insurance cost analysis page.

Workers’ compensation insurance icon

Workers’ compensation insurance costs for acupuncturists

Acupuncture practices pay a median premium of about $75 per month, or $915 annually, for workers’ compensation insurance. This policy is required in almost every state for acupuncture businesses that have employees. It can pay medical expenses and lost wages for work-related injuries and illnesses. 

Learn how workers' comp premiums are calculated and more on Insureon's workers' compensation insurance cost analysis page.

Get free quotes and compare policies with Insureon

Insureon’s licensed agents work with top-rated U.S. carriers to find the right fit for your acupuncture business, whether you’re a solo practitioner or run your own clinic. Apply today to compare multiple quotes with one free online application. If you decide to purchase a policy, you’ll work with an account manager who knows the unique risks of acupuncture.

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Updated: October 20, 2023

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