Business Insurance for Acupuncturists

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From contaminated needles to failing to recognize a serious underlying condition, acupuncturists face huge liability. Protect against patient lawsuits and other risks with acupuncture insurance.

Woman giving acupuncture treatment to a patient.
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With Insureon, acupuncturists can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.

What types of business insurance do acupuncturists need?

These policies provide coverage for the most common risks of acupuncture.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for acupuncturists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called malpractice insurance for acupuncturists, covers legal expenses if a patient sues over an error, such as non-sterile needles that lead to infection.

  • Failure to deliver promised results
  • Accusations of negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for acupuncture clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps acupuncture clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do acupuncturists need insurance?

Your acupuncture clinic promises treatments to improve countless health conditions. If a patient claims that your treatment was ineffective – or made a condition worse – you could face a lawsuit. Acupuncturist insurance covers legal expenses, fires, employee injuries, and other risks. You may also need some policies, like workers' compensation for your employees, to comply with the law.

How much does insurance cost for acupuncturists?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Acupuncture services offered, such as cupping and heat treatments
  • Equipment and property
  • Revenue
  • Location
  • Number of employees
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