From office injuries to failure to recognize suicidal ideation, mental health counselors face numerous risks. Shield your practice with affordable policies.
These policies cover the most common risks of mental health counseling.
General liability insurance covers the most common risks that small mental health practices face, such as client injuries and property damage.
A business owner's policy, or BOP, is a cost-effective way for mental health counselors to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for mental health practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability insurance, also called malpractice insurance, helps cover legal expenses if a counselor is sued for unsatisfactory work, such as failure to coordinate treatment with a psychiatrist.
As a mental health professional, you work with clients suffering from depression, anxiety, and other mood disorders. Your work is advice-based, which exposes you to the risk of professional liability lawsuits. With mental health counselor insurance, your small practice can survive the financial impact of a lawsuit or other costly incident.