From office accidents to failing to coordinate treatment with other professionals, mental health counselors face numerous risks. Shield your small practice with affordable policies.
These policies provide coverage for common risks of mental health counseling.
General liability insurance covers the most common risks that small mental health practices face, such as client injuries and property damage.
A business owner’s policy bundles property insurance and general liability insurance in one plan. A BOP is often the most cost-effective insurance policy for mental health counselors.
Most states require mental health practices with employees to have workers’ comp. This policy covers medical fees and lost wages for work-related injuries and illnesses.
Professional liability insurance, also called malpractice insurance, can help cover legal expenses if a counselor is sued for unsatisfactory work, such as failure to coordinate treatment with a psychiatrist.
As a mental health professional, you deal with clients suffering from depression, anxiety, and other mood disorders. Your work is advice-based, which exposes you to the risk of professional liability lawsuits. With mental health counselor insurance, you can rest assured that your small practice can survive negligence accusations and other common risks.