Whether engaged in outreach, healthcare, connecting clients with services, or teaching classes, you interact with vulnerable people in high-liability situations. Social worker insurance helps cover unexpected medical and legal bills so you can continue to serve your community with peace of mind.
Insureon helps social workers compare small business insurance quotes from top U.S. carriers online.
Get several quotes with one easy application.
These insurance policies cover common risks faced by social workers.
This policy covers common third-party risks, including bodily injuries and property damage. For example, it will cover legal defense costs if a client trips on your front steps.
Professional liability insurance can cover lawsuits related to clinical social work mistakes or oversights, such as failing to notice a child is in danger. It's sometimes called malpractice insurance.
A business owner's policy, or BOP, is a cost-effective way for a licensed clinical social worker (LCSW) to buy general liability coverage and commercial property insurance together.
Cyber insurance covers financial losses from cyberattacks and data breaches. It's recommended for therapy and counseling professionals that store personal information.
Most states require workers' compensation for social services that have employees. It also protects policyholders from work injury costs that health insurance might deny.
Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism.
A social service business with fewer employees will pay less for commercial insurance than a larger company.
Factors that affect insurance costs include:
It's easy to get social worker insurance policies if you have your company information on hand. Our application will ask for basic facts about your professional services business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your social work agency, whether you work independently or hire employees.