As a faith-based counselor, you offer spiritual and psychological support for your clients. This unique work, however, exposes you to liability. Business insurance offers financial protection and peace of mind in the event of an injury, accusation of negligence, fire, or other costly incident.
With Insureon, faith-based and pastoral counselors can get insurance coverage the same day they apply for quotes.
Fill out our easy online application to compare quotes from top-rated providers.
These insurance policies cover common risks of faith-based counseling.
This policy covers basic risks of faith-based counseling, such as a client who trips and suffers a bodily injury at your office. Bundle it with property insurance for savings in a business owner’s policy.
A business owner's policy, or BOP, is a cost-effective way for faith-based and pastoral counselors to buy general liability coverage and commercial property insurance together.
Professional liability insurance covers legal defense costs if a faith-based counselor is sued for negligence, such as advice that harms a church member. It's sometimes referred to as malpractice insurance.
Most states require workers' comp for pastoral counseling practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for faith-based counselors who store personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a faith-based counseling practice. Most states require this coverage for business-owned vehicles.
A faith-based counselor who works independently can expect to pay less for insurance than a healthcare professional who hires employees.
Factors that affect premiums include:
It's easy to get business insurance for pastoral and faith-based counseling if you have your company information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your counseling practice, whether you work full-time or part-time.