A claim of negligence can lead to financial ruin if uninsured. Shield your pastoral counseling practice with affordable policies from top-rated carriers.
These policies cover common risks faced by faith-based counselors.
This policy covers basic risks of faith-based counseling, such as client property damage and injury. Bundle with property insurance for savings in a business owner’s policy.
A business owner's policy, or BOP, is a cost-effective way for faith-based and pastoral counselors to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for pastoral counseling businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy can help cover legal expenses if a faith-based counselor is sued for negligence, such as not recognizing that a client was about to cause self-harm.
As a faith-based counselor, you offer spiritual and psychological support for your clients. This unique work, however, exposes you to liability. Pastoral counseling insurance offers protection against client injury, accusations of neglect, and more so you can continue to offer your services.