Business Insurance for Faith-Based and Pastoral Counselors

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Faith Based Counselor
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A claim of harm or negligence can lead to financial ruin if uninsured. Shield your pastoral counseling practice with affordable policies from top-rated carriers.

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Insureon helps faith-based and pastoral counselors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do faith-based and pastoral counselors need?

These policies cover common risks faced by faith-based counselors. 

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General liability insurance

This policy covers basic risks of faith-based counseling, such as client property damage and injury. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged patient property
  • Libel or slander lawsuits
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Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for faith-based and pastoral counselors to buy general liability coverage and commercial property insurance together.

  • Patient injuries
  • Damaged business property
  • Business interruption incidents
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Workers’ compensation insurance

Workers' comp is required in almost every state for pastoral counseling businesses with employees. It can help cover medical costs and lost wages for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Professional liability insurance

This policy can help cover legal expenses if a faith-based counselor is sued for unsatisfactory work, such as not recognizing that a client was about to cause self-harm.

  • Accusations of negligence
  • Missed appointments
  • Counseling mistakes or oversights
Looking for different coverage? See more policies.

Why do faith-based and pastoral counselors need insurance?

As a faith-based counselor, you offer spiritual and psychological support for your clients. This unique work, however, exposes you to liability. Pastoral counseling insurance offers protection against client injury, accusations of neglect, and more so you can continue to offer your services.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:
  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Faith Based Counselor