Business Insurance for Faith-Based Counselors

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Faith Based Counselor

Or call us at (800) 688-1984

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Save money by comparing insurance quotes for faith-based counselors

A claim of negligence can lead to financial ruin if uninsured. Shield your pastoral counseling practice with affordable policies from top-rated carriers.

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Insureon helps faith-based and pastoral counselors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do faith-based and pastoral counselors need?

These policies cover common risks faced by faith-based counselors.

General liability insurance

This policy covers basic risks of faith-based counseling, such as client property damage and injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Libel or slander lawsuits

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for faith-based and pastoral counselors to buy general liability coverage and commercial property insurance together.

BEST FOR

Patient injuries
Damaged business property
Business interruption incidents

Professional liability / medical malpractice

This policy can help cover legal expenses if a faith-based counselor is sued for negligence, such as not recognizing that a client was about to cause self-harm.

BEST FOR

Accusations of negligence
Missed appointments
Counseling mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for pastoral counseling businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Cyber liability insurance

This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for faith-based counseling businesses that store personal information.

BEST FOR

Client notification costs
Fraud monitoring services
Data breach investigations

Commercial auto insurance

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a faith-based counseling business. Most states require this coverage for business-owned vehicles.

BEST FOR

Property damage caused by your vehicle
Auto accident injuries
Vehicle theft and vandalism

Looking for different coverage? See more policies.

Why do faith-based and pastoral counselors need insurance?

As a faith-based counselor, you offer spiritual and psychological support for your clients. This unique work, however, exposes you to liability. Pastoral counseling insurance offers protection against client injury, accusations of neglect, and more so you can continue to offer your services.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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