Business Insurance for Psychologists

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Psychologist

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From workers’ comp claims to malpractice lawsuits, psychology practices face numerous liabilities. Psychology insurance coverage can offer affordable business protection against common risks.

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With Insureon, licensed psychologists can compare insurance quotes from top U.S. providers online. Fill out a short application to get quotes in minutes.

What types of business insurance do psychologists need?

These policies provide coverage for common risks faced by psychologists.

General liability insurance

General liability insurance covers risks common to any psychology practice, such as client injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for psychologists to buy general liability coverage and commercial property insurance together.

BEST FOR

Client injuries
Damaged business property
Business interruption incidents

Workers’ compensation insurance

Most states require workers' comp for psychology practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Professional liability insurance for psychologists can cover legal expenses if a psychologist is sued for negligence, such as failure to recognize suicidal ideation.

BEST FOR

Accusations of negligence
Failure to deliver services
Psychotherapy mistakes or oversights

Looking for different coverage? See more policies.

Why do psychologists need insurance?

Even if not at fault, a psychologist can end up facing a damaging lawsuit from a dissatisfied client. Whether dealing with an employee injury or a malpractice claim, psychologist insurance can shield your small psychology practice from the high costs of lawsuits and medical bills.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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