Business Insurance for Psychologists

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From workers’ comp claims to malpractice lawsuits, psychology practices face numerous liabilities. Psychology insurance coverage can offer affordable business protection against common risks.

Multiple quotes with one application

With Insureon, licensed psychologists can compare insurance quotes from top U.S. carriers online. One easy 15-minute application is all it takes.

What types of business insurance do psychologists need?

These policies provide coverage for common risks faced by psychologists.

General liability insurance

General liability insurance covers risks common to any psychology practice, such as client injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner's policy

A business owner’s policy bundles property insurance and general liability insurance. A BOP is often the most cost-effective type of commercial insurance for psychologists.

BEST FOR

Client injuries
Damaged business property
Business interruption incidents

Workers’ compensation insurance

Workers' comp is required in almost every state for psychology practices with employees. It can help cover medical costs and lost wages for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Professional liability insurance for psychologists can cover legal expenses if a psychologist is sued for neglect, such as failure to recognize suicidal tendencies.

BEST FOR

Accusations of negligence
Failure to deliver services
Psychotherapy mistakes or oversights

Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do psychologists need insurance?

Even if not at fault, a psychologist can end up facing a damaging lawsuit from a dissatisfied client. Whether dealing with an employee injury or a malpractice claim, psychologist insurance can shield your small psychology practice from the high costs of lawsuits and medical bills.

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