Compare insurance quotes for psychologists
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Business Insurance for Psychologists
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Psychologist
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Save money by comparing insurance quotes for psychologists
From workers’ comp claims to malpractice lawsuits, psychology practices face numerous liabilities. Psychology insurance coverage can offer affordable business protection against common risks.
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With Insureon, licensed psychologists can compare insurance quotes from top U.S. providers online. Fill out a short application to get quotes in minutes.
What types of business insurance do psychologists need?
These policies provide coverage for common risks faced by psychologists.
General liability insurance
General liability insurance covers risks common to any psychology practice, such as client injury. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged client property
- Libel or slander lawsuits
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for psychologists to buy general liability coverage and commercial property insurance together.
BEST FOR
- Client injuries
- Damaged business property
- Business interruption incidents
Professional liability / medical malpractice
Professional liability insurance for psychologists can cover legal expenses if a psychologist is sued for negligence, such as failure to recognize suicidal ideation.
BEST FOR
- Accusations of negligence
- Failure to deliver services
- Psychotherapy mistakes or oversights
Workers’ compensation insurance
Most states require workers' comp for psychology practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Cyber liability insurance
This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for psychology practices that store personal information.
BEST FOR
- Client notification costs
- Fraud monitoring services
- Data breach investigations
Commercial auto insurance
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a psychology clinic. Most states require this coverage for vehicles owned by a business.
BEST FOR
- Property damage caused by your vehicle
- Auto accident injuries
- Vehicle theft and vandalism
Looking for different coverage? See more policies.
Why do psychologists need insurance?
Even if not at fault, a psychologist can end up facing a damaging lawsuit from a dissatisfied client. Whether dealing with an employee injury or a malpractice claim, psychologist insurance can shield your small psychology practice from the high costs of lawsuits and medical bills.
How much does insurance cost for therapy and counseling professionals?
Several factors will have an impact on insurance costs, including:
- Therapy and counseling services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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