Business Insurance for Psychologists

Compare multiple quotes from top carriers with one application.
Professional psychologist conducting a consultation.
Logos of Insureon's business insurance carrier partners
We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for psychologists

From workers’ comp claims to malpractice lawsuits, psychology practices face numerous liabilities. Psychology insurance coverage can offer affordable business protection against common risks.

Psychologist speaking with a client.
Compare insurance quotes icon

Get fast quotes online

With Insureon, licensed psychologists can compare insurance quotes from top U.S. providers online. Fill out a short application to get quotes in minutes.

What types of business insurance do psychologists need?

These policies provide coverage for common risks faced by psychologists. 

General liability insurance icon

General liability insurance

General liability insurance covers risks common to any psychology practice, such as client injury. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for psychologists to buy general liability coverage and commercial property insurance together.

  • Client injuries
  • Damaged business property
  • Business interruption incidents
Medical malpractice icon

Professional liability / medical malpractice

Professional liability insurance for psychologists can cover legal expenses if a psychologist is sued for negligence, such as failure to recognize suicidal ideation.

  • Accusations of negligence
  • Failure to deliver services
  • Psychotherapy mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for psychology practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Cyber liability insurance icon

Cyber liability insurance

This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for psychology practices that store personal information.

  • Client notification costs
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a psychology clinic. Most states require this coverage for vehicles owned by a business.

  • Property damage caused by your vehicle
  • Auto accident injuries
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

Why do psychologists need insurance?

Even if not at fault, a psychologist can end up facing a damaging lawsuit from a dissatisfied client. Whether dealing with an employee injury or a malpractice claim, psychologist insurance can shield your small psychology practice from the high costs of lawsuits and medical bills.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo
Compare insurance quotes for psychologists
Save money by comparing insurance quotes from multiple carriers.