Insurance for After-School Youth Programs

Compare multiple quotes from top carriers with one application.
Or call us at (800) 688-1984
Kids on a soccer field after school.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing after-school program insurance quotes

A sports injury or allegation of mismanaged funds could result in a disruptive lawsuit. Insurance for after-school programs can cover medical bills from an accident, as well as legal costs.

Woman helping child with homework.
Compare insurance quotes icon

Compare quotes from top carriers

Insureon helps after-school youth programs compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do after-school youth programs need?

These policies cover common risks of after-school enrichment programs.

General liability insurance icon

General liability insurance

General liability insurance covers common risks, such as a child slipping near the pool at a YMCA. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged student property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP bundles general liability and property insurance in one plan. A BOP is the best line of defense for Big Brothers Big Sisters, Boys and Girls Clubs, and similar youth programs.

BEST FOR
  • Visitor injuries
  • Damage to student property
  • Damage to youth center property
Professional liability insurance icon

Professional liability insurance

This policy can cover expenses if your after-school youth program is sued for a mistake or negligence, such as failure to prevent an injury from bullying.

BEST FOR
  • Accusations of negligence
  • Lack of youth supervision
  • Oversights in background checks
Directors and officers insurance icon

Directors and officers insurance

Directors and officers insurance covers legal expenses when board members or officers are sued over decisions they made on behalf of your youth program.

BEST FOR
  • Accusations of mismanaged funds
  • Failure to meet regulatory standards
  • Failure to perform official duties
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for after-school youth programs that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Legal costs
  • Missed wages
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can pay for third-party property damage and medical bills in an accident, along with damage caused by theft, weather, and vandalism.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does insurance cost for human and social services such as youth programs?

Person writing on tablet calculating cost of business insurance.

Several factors will have an impact on insurance costs, including:

  • Services offered, such as sports and arts programs
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Custom programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo

Why do youth centers need insurance?

You help to strengthen the intellectual, social, and physical abilities of your community’s youth. Though rewarding, your work involves unique challenges. After-school youth program insurance can help pay legal and medical costs related to sports injuries, bullying, accusations of mismanagement, and more.

Compare insurance quotes for youth programs
Save money by comparing insurance quotes from multiple carriers.