A sports injury or allegation of mismanaged funds could result in a disruptive lawsuit. Insurance for after-school programs can cover medical bills from an accident, as well as legal costs.
These policies cover common risks of after-school enrichment programs.
General liability insurance covers common risks, such as a child slipping near the pool at a YMCA. Bundle with property insurance for savings in a business owner’s policy.
A BOP bundles general liability and property insurance in one plan. A BOP is the best line of defense for Big Brothers Big Sisters, Boys and Girls Clubs, and similar youth programs.
This policy can cover expenses if your after-school youth program is sued for a mistake or negligence, such as failure to prevent an injury from bullying.
Directors and officers insurance covers legal expenses when board members or officers are sued over decisions they made on behalf of your youth program.
Workers’ comp insurance is required in almost every state for after-school youth programs that have employees. It can cover medical bills for work-related injuries.
Commercial auto insurance can pay for third-party property damage and medical bills in an accident, along with damage caused by theft, weather, and vandalism.
You help to strengthen the intellectual, social, and physical abilities of your community’s youth. Though rewarding, your work involves unique challenges. After-school youth program insurance can help pay legal and medical costs related to sports injuries, bullying, accusations of mismanagement, and more.