Business continuity

Business insurance glossary

Risk management is the process of identifying and managing threats so that your small business can continue without unexpected disruptions.

Business insurance glossary

A disaster recovery plan is a set of procedures and steps to protect businesses and aid in recovery after a natural or man-made disaster.

Property insurance
Commercial property insurance pays to repair or replace stolen, lost, or damaged business property. It covers your business’s physical location and other assets like equipment.
Business owner's policy
A business owner’s policy (BOP) bundles general liability insurance with commercial property insurance. It typically costs less than if the policies were bought separately.
Cyber liability insurance

Data breach insurance safeguards businesses from the costs of a data breach or other cyber threats. Several insurance policies offer protection to cover data-breach related costs, such as client lawsuits and security fixes.

Business interruption insurance
If a business is forced to temporarily close due to a catastrophic event such as a fire, business interruption insurance can pay for lost revenue, day-to-day expenses, and rent or relocation costs.
Business interruption insurance

The cost of business interruption insurance depends on the value of your business’s commercial property, as well as its industry and revenue.

Business interruption insurance
Business interruption insurance compensates your business for lost revenue and other expenses if a fire or other property insurance claim forces you to close your doors temporarily.
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